1. Credit cards are downgraded for many reasons. The five common reasons are long-term idleness, abnormal credit card swiping, abnormal repayment and poor credit reporting.

2. This is because the system of ICBC automatically lowered the star rating of customers. That is, your deposit or wealth management funds can't meet the six-star standard and have been automatically downgraded for more than half a year.

3, it may be that if you don't spend for a long time or don't give praise, you will be downgraded.

4. The information applied for does not meet the requirements of gold card users. The banking system is more than just a credit report. You also need to assess personal income and stability. Decide whether to allocate funds. After refusing the money, it met the standard of Puka, so the card was successfully approved.

5. It's normal. The requirement of CCB for gold VIP is that the average daily deposit amount should reach 200,000 (including some wealth management and funds) for at least one month within three months.

6. yes. The gold card will be downgraded. If the cardholder's funds do not meet the requirements of the current level, the card may be downgraded. The bank will conduct a review every three to six months. If the cardholder fails to meet the requirements of the gold card (the average daily amount reaches 654.38 million yuan), it may be automatically downgraded to an ordinary card.