There is no grace period for this institution’s credit cards.

The no grace period for Hangzhou United Bank’s credit cards means that cardholders must repay in full before the repayment date, which helps reduce the bank’s risk exposure. This can avoid bad debt problems caused by late repayments.

The absence of a grace period for Hangzhou United Bank credit cards can prevent some users from deliberately delaying repayment, thereby reducing unnecessary interest and penalties.