You may be able to overdraw after using up the credit line of Guangfa Credit Card, but whether you can overdraw or not and the overdraft limit depend on your credit card details and personal credit status. Generally speaking, credit card overdraft refers to spending beyond the credit card limit, but you need to pay the corresponding overdraft interest.

usually, the bank will decide whether to approve your overdraft request according to your credit history, income, credit card use history and other factors. If you have a good credit record and a stable source of income, the bank may agree to overdraw a certain amount. However, the conditions and amount of overdraft may vary from bank to bank. I suggest you consult the credit card department of Guangfa Bank to understand their specific policies and requirements.

It should be noted that overdraft is a loan behavior, and banks will charge overdraft interest, and there may be other related expenses. Overdraft has certain risks. If you can't repay on time, it may lead to credit damage and affect your credit record and credit rating. Therefore, before considering whether to overdraw, please carefully evaluate your repayment ability and risk tolerance to ensure that you can pay off the overdraft amount on time.