You can use it for a few months first, and keep diversified consumption in these months. It is best to repay it in full and on time every month.
Then apply for temporary quota adjustment, and the chances of approval will be greater. When you apply for adjustment, you can put forward your expected limit, and the bank will give you the approved limit according to your credit status and card use. The specific amount is subject to the bank's review. For example, if you apply for 50,000 yuan, the bank may give you 50,000 yuan, 30,000 yuan, or the audit will not pass. The final amount depends on the audit results.
At present, you can apply for adjusting the temporary quota through the following channels:
1. SMS application: use the mobile phone number reserved by the bank to edit the SMS "CCTE# last four digits of card number # amount to be adjusted (target amount)" and send it to 95533.
2. Online banking application: log in to CCB Online Banking and select Credit Card-Credit Card Limit Adjustment-Adjust Temporary Limit.
3. Customer service hotline: After using the system to reserve a mobile phone to make a call, you can apply by yourself according to the voice prompt.