The cardholder's single consumption amount is more than 100 yuan (except for transactions that cannot apply for a single installment); The handling fee for a single installment of CITIC Bank's credit card is 1, and the principal payable for each installment = the total amount of each installment/the number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month. If the principal cannot be divided, the rest will be credited to the first loan. Handling fee per period = total amount per period × handling fee rate per period for the corresponding number of periods. It is worth noting that the total amount of a single installment is less than 2000 1 yuan, and the handling fee is charged at one time. The total amount of a single installment is 2000 1 yuan or more, and the handling fee is charged by installments; After the application is successful, the handling fee will be credited to the cardholder's credit card account in one lump sum or in stages according to the corresponding charging method, and once charged, it will not be refunded. 2. After the cardholder successfully handles a single installment, the credit line corresponding to the credit card will be occupied, and the occupied credit line will be restored with the repayment of each installment until the balance of the last installment or all installments is paid off in advance. 3. The cardholder has successfully handled a single installment amount, and cannot apply for installment again and choose the minimum repayment method to repay. If the cardholder fails to fully repay the remaining bill amount of the current period on time after successful handling, or the amortization amount of any period during the installment period is not fully repaid, it will be deemed as not fully repaid, and interest or late fees will be incurred. 4. If the cardholder needs to pay off the outstanding installment balance in advance for the single installment business that has been successfully handled, he must call our customer service hotline to apply. After the application is approved, the unpaid installment principal must be repaid in one lump sum, and the fees collected will not be refunded (including one-time and installment fees), and the remaining unpaid fees will not be charged.

How to apply for credit card bill installment of CITIC Bank? What are the conditions?

CITIC Bank has been developing continuously. As one of the six major commercial banks, it also has a large number of customers, many of whom have applied for credit cards from CITIC Bank. As for credit cards, many people will not be able to pay their bills for a while because of lack of restraint, so many people will apply for bill installment. So, how to handle the credit card bill installment of CITIC Bank? What are the conditions?

How to apply for credit card bill installment of CITIC Bank?

First, the application of online banking

You can log in to the online banking of CITIC Bank, enter the credit card interface, click on my account, then select the current bill inquiry, and then click on the card selection. After selecting the card, click the bill installment, select the installment number, and confirm the submission.

Second, SMS application

You can edit the short message "last four digits of FQ++" with the mobile phone number reserved when handling the card and send it to 106980095558 to apply for bill installment.

Third, telephone applications.

You can call the customer service number of CITIC Bank at 400-889-5558, and then transfer to manual service. After confirming the identity information, you can apply to the customer service staff for bill installment.

Fourth, mobile banking applications.

You can log in to the mobile phone client "Mobile Phone Card Space" of CITIC Bank, click "Installment" on the homepage of the APP, then select "Bill Installment", enter credit++, select the desired number of installments, and confirm the submission.

What are the requirements for applying for credit card bill installment of CITIC Bank?

1. When your credit card bill of CITIC Bank arrives in 200 yuan in the current month, you can apply for bill installment. However, it should be noted that the maximum amount of application for bill installment cannot exceed 95% of the current bill amount.

2. Only the principal cardholder can apply for credit card bill installment of CITIC Bank.

How to apply for credit card bill installment of CITIC Bank? What are the conditions? "A: There are many ways to apply for credit card bill installment of CITIC Bank, most of which are very convenient and quick. You can apply as long as you meet the requirements.

How to apply for the credit card mall of CITIC Bank by stages? The application conditions are simple!

In fact, the installment of CITIC Bank's credit card mall is a consumer installment service that customers with CITIC credit cards can handle when they spend at merchants designated by CITIC Bank. So, how to apply for the installment of CITIC Bank Credit Card Mall? What are the application conditions? I will answer your question today.

How to apply for the credit card mall of CITIC Bank by stages?

First, go to the designated business consumption.

First of all, you need to take your CITIC credit card to the merchants designated by CITIC Bank for consumption.

Second, pay by credit card at the cashier's office.

Select the goods you want to buy, and then pay directly at the cashier.

Third, apply to the cashier for installment payment.

Before you swipe your card, apply to the cashier for installment in the mall, and then tell the cashier the number of installments you want, and the cashier will handle it for you.

Fourth, credit card consumption on POS machines.

After applying, swipe your card on the dedicated POS machine in the mall to complete the transaction. Even if the installment business process is completed in the mall, you only need to repay on time.

What are the installment application conditions for CITIC Bank Credit Card Mall?

In fact, the conditions for applying for the installment of CITIC Bank Credit Card Mall are very simple. As long as you have a credit card of China CITIC Bank, and there is a quota available in the card, you can apply for shopping mall staging. Moreover, both the main card and the auxiliary card can be handled, but it should be noted that. Blue cards and business cards are not included.

The above is about "how to apply for the installment of CITIC Bank Credit Card Mall?" Answer and summary of application conditions. It can be seen that it is very easy to apply for installment in CITIC Bank Credit Card Mall, and the application process is very simple. You can apply for installment payment in real time when purchasing goods. Friends who want to apply can follow the above process to do those operations.

This is the end of the introduction of the terms and requirements of installment payment of CITIC Credit Card. Did you find the information you needed?