Credit card quota is divided into available quota and cash withdrawal quota:
Available credit limit is the current overdraft consumption limit of credit card, which is equal to the credit limit minus the used credit limit.
Cash withdrawal amount refers to the cash amount that can be withdrawn in advance by credit card at present, and the credit card balance displayed on ATM is the cash withdrawal amount, that is, the account balance.
The withdrawal amount and available amount of each credit card are clearly marked on the card opening letter when issuing the card. The withdrawal amount cannot be higher than the available amount. Generally, the withdrawal amount is between 20% and 50% of the available amount, and a few withdrawals 100%.