You can use the money from your credit card to pay off your mortgage first. \x0d\ At present, Tenpay supports 18 recharge banks including ICBC, China Merchants Bank, China Construction Bank, Agricultural Bank of China, China Guangfa, etc. ICBC also supports credit card recharge function, and the daily limit of U-shield is the overdraft limit of the credit card itself. This means that when your cash flow is tight, you can also use the money in your credit card to pay off your mortgage. \x0d\　However, Alipay does not currently support Alipay balance and credit card repayment, so it is not feasible to recharge the loan after recharging Alipay. As for whether misappropriating credit cards to pay off mortgages is considered illegal cash-out, some people in the industry said that this can only be said to be taking advantage of legal loopholes. However, the person also said that according to relevant legal provisions, malicious overdraft of more than 5,000 yuan can be sentenced to 3 years in prison. \x0d\　There are also some more user-friendly small settings. For example, in many families, the mortgage loan is borne jointly by both husband and wife. The loan is usually in the name of one person. With Tenpay, you only need to fill in the correct loan repayment account information of the other party, and you can also help others besides yourself to repay the mortgage. ; Nowadays, many families own two or more properties and have outstanding loans. Tenpay allows you to establish and save multiple sets of loan repayment accounts.