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Will there be a charge for excessive use of CITIC Bank's credit card?
Credit card swiping requires a handling fee, and repayment in the current month does not generate interest.

Recently, there are two popular ways to withdraw cash from credit cards:

A way to withdraw money directly from UnionPay deposit and withdrawal machines can only get half of the credit limit. For example, if the credit line is 50,000, only 25,000 can be withdrawn at most.

Another common way to withdraw cash is to brush it out on a POS machine. In the way of virtual message, the merchant charges a small fee and gives you cash directly. The bank doesn't know how you got out. As shopping expenses. There is an interest-free period. Have a plenty of 50 days, as long as it is paid off within the specified time, it will not generate interest.

Note: If the cardholder fails to repay the loan on time, he must bear the overdue repayment interest higher than the overdraft interest, which may cause a bad credit record. If he borrows from the bank in the future, there will be problems and even bear the legal risk of personal credit loss.