The process of car mortgage release is as follows.

1. Go to the lending bank to get the mortgage release information. If the car mortgage loan has been settled, you must first go to the lending bank to issue a "Loan Settlement Certificate" to prove that the monthly car payment on your loan has been fully repaid. After that, you will get back the original "Motor Vehicle Registration Certificate" that was mortgaged in the bank. At the same time, the bank will also provide other certificates and other supporting documents to handle the cancellation of the car mortgage.

2. Bring the required information to the vehicle management office where you registered.

Motor vehicle owner’s ID card, motor vehicle registration certificate, loan settlement certificate, and mortgagee’s identity certificate (the loan bank will provide it).

If the people's court mediates, rules, or decides to cancel the mortgage, then the required information is.

The motor vehicle registration certificate, the effective mediation letter, ruling or judgment issued by the People's Court, and the corresponding notice of assistance in enforcement.

Note that the vehicle mortgage cancellation registration must be done at the vehicle management office at the place of registration. The specific address of the vehicle management office at the registration place is shown on the motor vehicle driving license. The vehicle mortgage cancellation cannot be done in another place.

3. To handle the car mortgage release procedures, fill out the "Car Mortgage Release Registration Application Form" at the vehicle management office, queue up to get a number, and submit all the information to the acceptance window for review and processing. Generally, it can be done on the spot. Knot.

However, if the certificates and materials submitted by the motor vehicle owner or mortgagee are invalid, or the motor vehicle is sealed or detained by the supervisory authority, people's court, people's procuratorate, or administrative law enforcement department in accordance with the law, then the application will not be processed. Release of mortgage registration.

4. After the car is released from mortgage, the staff of the vehicle management office will return the motor vehicle registration certificate and endorse the content and date of the mortgage release registration in the registration column on the certificate, so that the car can enter the market freely. Trade, transfer or remortgage.

Warm reminder.

1. When applying for a car mortgage loan, some lending institutions may install GPS positioning on the car in order to keep track of the dynamics of the mortgaged vehicle. After the car loan is paid off, the car owner must remember to remove it to protect themselves. privacy.

2. When applying for a car mortgage loan, some lending institutions may ask the borrower to apply for car insurance or car loan insurance at the same time due to risk considerations to prevent the borrower from not repaying the loan or causing damage to the car property. After the car loan is paid off, the car owner must remember to go to the insurance company to terminate the insurance or change the beneficiary.

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Extended information:

Can I get a loan with a car green book?

The car green book can be used to apply for a loan.

The car green book is a collateral that meets the required mortgage loan conditions. Users can use the car green book to apply for a mortgage loan.

Of course, although users have a car green book, they still need to meet other loan conditions. If they do not meet other loan conditions, they cannot apply for a mortgage loan even if they have a car green book.

The mortgage loan application was successful. It is recommended that the user repay the balance on time.

Mortgaging the car greenback to the bank means mortgaging the ownership of the car to the bank. Once the user fails to repay the loan overdue, the bank can auction the car according to the contract.

The proceeds from the auction will be used to repay the mortgage loan, and the bank will return the remaining money to the user. If the funds obtained from the auction cannot repay the loan, the user will need to make up this part.

Therefore, users with car green books can apply for mortgage loans. Whether the application can be successful depends on the bank's review results.

If the application fails to pass the review, the user can try to apply for other types of loans.