VISA logo of credit card only represents one kind, usually MasterCard, VISA, UnionPay, JCB and other signs, all of which are credit cards. Credit cards with different logos can be used in stores with different logos, also called overdraft card, which means that you don't deposit money in them, so long as you repay them before the repayment period, you can use them directly for consumption.

At present, in China, people who are not credit cards will have signs, such as savings cards, debit cards and so on.