A credit card with 100,000 points in 24 installments will repay 4,666.66 yuan per month.

Take Everbright Bank’s application for 100,000 yuan for 24 periods as an example, the handling fee is (0.50%).

Principal: 100,000 yuan/24=4166.66 yuan/period; handling fee: 100000*0.50%=500 yuan/period; total installment amount per period: 4166.66+500=4666.66 yuan/period.

Credit card bill installment payment is the simplest method of installment payment. You only need to call the bank's credit card center or log in to personal online banking to apply between the time the card payment is credited and the due date of repayment. You can pay in installments, and generally you can get approval as long as you have no bad personal credit history.

Extended information:

Bill installment applications can generally be made by calling the customer service center or telephone banking of the card-issuing bank. ICBC cardholders can apply at any ICBC branch, ICBC online banking, or telephone banking. To apply for installment payment through mobile banking, China Merchants Bank can apply through the bank's online banking. Relevant personnel from China Construction Bank reminded cardholders that although various banks have launched bill installment payments, it does not mean that every cardholder can pay in installments through credit cards.

Banks generally evaluate the credit status of cardholders based on their credit limit, credit history of cardholder purchases, etc. Only when the evaluation is passed can the cardholder successfully make installment payments; if the evaluation results are not satisfactory, the bank may reject the cardholder's installment application, or may not be able to grant the cardholder the installment payment amount he wants. Cardholders can apply for installment by phone after fully considering their own financial situation.

Baidu Encyclopedia-Credit Card Bill Installment