1. Ready
Identity information, contact information
Work unit information, residence information
2. How to deal with it
First of all, it is generally easier to apply for a credit card online, but usually the credit card amount online is not very high, such as between 2000 and 20000;
Going to a bank outlet to apply for a credit card generally requires less content than online application, but queuing takes time.
I suggest you log on to the credit card websites of major banks and use Baidu search function to determine the credit card that suits you (do your homework and look at the experience of people around you, and don't expect the bank staff to give you a good introduction).
To apply for a credit card online, it is easier to choose an ordinary card than a gold card. Gold cards are generally difficult to pass. Gold cards often need to submit proof of work at outlets, and it is easy to get off when applying for financial proof.
Considering the user experience, preferential activities and credit card issuance, I suggest you choose Bank of Communications.
Different cards have different functional orientations and different application difficulties. For example, the youth card of Bank of Communications, the youth card of China Merchants, the Ctrip travel card with brand cooperation and the Taobao card are all relatively easy to handle.
Fill in the form, accurately fill in the ID number and validity period; Company address and telephone number; Address and telephone number; Two phone calls are very important. It is best to fill in the contract, automatic repayment and mobile phone reminder service. Fill in the email accurately, and you will receive an electronic bill by regular mail.
3. Card amount
If you don't have strong financial resources for the first time, the amount is generally not high. Look at the best CCB credit card, the threshold is very low.