go. As long as the loan is released at that time, some loan products will be submitted to the credit report one month after the loan is decentralized. The loan approval usually does not affect the credit report. The loan approval is a neutral record in the credit report. This is because the loan approval only means that the user has applied for a loan, so Beijing Rongke Junzhan Information Technology Co., Ltd. made a credit report on the loan, and the inquiry records generated by reviewing personal loan applications, such as credit card approval and loan approval, will affect the loan application if there are many times.