Hello, the theme characteristics of credit card are as follows: ① Credit card is one of the fastest-growing financial services today, and it is an electronic currency that can replace traditional cash circulation in a certain range; (2) Credit cards have both payment and credit functions; Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers; ③ Credit card is a high-tech product integrating financial business and computer technology; Credit card can reduce the use of cash and currency; ⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security; ⑥ Credit card can simplify the collection procedures and save social labor; ⑦ Credit card can promote commodity sales and stimulate social demand; I hope I can help you. If you are satisfied, please accept it. Thank you.