Ebright Bank’s credit cards have US dollars, which can be exchanged for RMB at the bank counter. You can also withdraw U.S. dollars from an ATM that stores foreign currency, or you can withdraw it overseas. The minimum charge for USD cash withdrawal is USD 3/transaction, and the maximum charge is USD 30/transaction.

1. Domestic overdraft cash withdrawal handling fee

China Everbright Bank’s credit card cash withdrawal fee is 1% of the cash withdrawal amount. For transactions occurring within the country, the minimum fee is RMB 3 per transaction and the maximum fee is RMB 200. Yuan/transaction; the minimum charge for USD cash withdrawal is US$3/transaction, and the maximum charge is US$30/transaction.

2. Overseas overdraft cash withdrawal handling fee

For overseas transactions with China Everbright Bank credit cards through the VISA and Master card networks, a handling fee will be charged based on 1% of the transaction amount, with a minimum charge of US$3 per transaction. , the maximum charge is 30 USD/transaction; for transactions occurring through the JCB network, a handling fee is charged at 1.5 of the transaction amount, with a minimum charge of 3 USD/transaction and a maximum charge of 30 USD/transaction; for overseas transactions through the UnionPay network, a handling fee of 1.5% of the transaction amount is charged. 1A handling fee is charged, with a minimum charge of RMB 15 per transaction.

3. Overpayment retrieval handling fee

There is no handling fee for withdrawals from this bank, while withdrawals from other banks: handling fee 1, minimum 3 yuan, maximum 200 yuan.

To spread knowledge, everyone needs to pay attention to this: the extra money you deposit into your credit card is called an overpayment, and you will also be charged a certain fee for withdrawing this money.