1

Does credit card repayment have to be the minimum repayment amount?

Answer: You can repay the loan in full or the minimum repayment amount (but it must be equal to or higher than the minimum repayment amount).

2

If it is lower than the repayment, does it not count as repayment?

Answer: If it is lower than the full repayment but must be higher than the minimum repayment amount, it will be considered as repayment.

3

If the minimum repayment amount is not paid, your credit will be affected, and late payment fees and interest will be charged.