Advantages:

1, there is no handling fee for withdrawal.

2. The standard of fast and meaningless quantity.

3, consumption SMS reminder is free.

4. There are three options for consumer passwords: no password is required for all transactions; All transactions require a password; A password is required for transactions exceeding the limit.

5. The longest interest-free period is 56 days.

6. It should also be the biggest welfare, and interest will not be charged for the part that has been repaid when it is not fully repaid.

Disadvantages:

There are few preferential activities, and the points are of little use. It is not easy to get wool from ICBC.

Application materials:

Id card, bank flow, automobile production, real estate, if you want a high credit card, please deposit at least 50 thousand on a regular basis and do it one week later.

Suitable for people: friends who want big cards and have certain assets.

It is best to be able to apply for ICBC's credit card, but CCB's credit card is also very good, and CCB's credit card is used a lot now.