Hello, our bank has a handling fee for credit card cash advances: domestic RMB cash advance handling fees are 1% of the amount of each cash withdrawal, with a minimum charge of RMB 10 per transaction; overseas cash advance handling fees It is 3% of the amount of each cash withdrawal, with a minimum charge of 3 US dollars or 30 yuan per transaction (American Express-Centurion Black Gold Card, American Express-Centurion Platinum Card has a minimum charge of 5 US dollars or 30 yuan per transaction) ). There is no inter-bank handling fee for cash advance.
Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 5/10,000, and compound interest will be charged on a monthly basis.
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