What is a credit card intermediary? What is it used for? Is there one in Kunming? Where is it?

Credit card is a kind of micro-credit payment tool provided by banks to users. That is, when your shopping needs exceed your ability to pay or you don't want to use cash, you can borrow money from the bank, which doesn't need to pay any interest and handling fees. A credit card is a certificate that the bank promises to lend you money. A credit card will tell you how much money you can borrow from the bank and when you need to pay it back. In addition, you can withdraw cash directly from the ATM machine when there is no money in your credit card.

Now many people are using it. If the landlord doesn't have it, you can try it. It has a little effect on working capital and investment and financial management.

Hello, what should I do if I want to apply for some 2, yuan credit cards in Kunming?

If I apply for a credit card from China Merchants Bank, I can open the credit card homepage of China Merchants Bank and click "Apply for a Credit Card"-"Apply for a New Customer", where I can make an appointment to apply. Our bank will complete the preliminary examination within 7-1 working days, and will contact the card office after passing.

at the initial review, the quota is comprehensively evaluated according to the information attached to the application and your specific situation. Please refer to the review results for the specific quota. The starting point of the credit line (fixed line) of our credit card is RMB 1, yuan or equivalent USD, and the upper limit is RMB 5, yuan or equivalent USD.

is there a credit card salesman in Kunming?

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1. There are two main conditions for applying for a credit card:

1. Age requirement: 18-6 years old;

2. Have a stable job and income source.

2. Materials and certificates to be provided when handling:

1. Domestic residents only need to provide: complete and signed application form, identity certificate, residence certificate and income certificate;

2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a residence permit for foreigners (the reason for residence must be employment) or an employment permit for foreigners/Hong Kong, Macao and Taiwan people;

3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the date of starting business shall be provided.

3. If you want to apply for a large credit card, you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the automobile driving license; Bank loan account (good credit, overdue for no more than 6 days) or copy of deposit certificate, etc.

4. Credit card application channels:

1. Bank credit card application in official website;

2. application for banking outlets;

3. bank credit card staff application;

4. Apply on platforms such as WeChat and Alipay.

how to apply for a credit card in Kunming? . Which bank is easier to handle and what needs to be provided to the bank.

Hello, if you have never held our credit card, you can apply in the following three ways:

1. Please log on to the credit card website, select "Credit Card Application"-"New Customer Application Channel", apply for an appointment through the online banking platform of "Easy Appointment, On-site Service", fill in the simple appointment information online, and wait for the bank's approval. If the approval is passed, a specialist will provide on-site service for you. If you want to handle the transaction in this way, please confirm your area first, and whether our bank can provide free door-to-door service (the result will be displayed after selecting the province/city/district);

2. Please bring your original identity certificate, work certificate and financial documents and go to the business outlets of China Merchants Bank in person.

3. You can also call the customer service hotline 4825555, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Remind you that the credit card verification status will be subject to the final audit result.

the most important condition for applying for a credit card is that you are 18-6 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The detailed application materials are as follows: 1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card; 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked; 3. Proof of financial resources: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a certificate of the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.

If you have any other questions, I suggest you consult "Customer Service Online"; logincmu=。 Thank you for your attention and support!

what should I do if I want to get a credit card in Kunming?

At present, there are many temporary credit card processing points in front of many commercial banks in Kunming (such as Guangfa Bank in Nanping Street and Bank of Communications in Wuyi Road Talent Market). You can go there directly.

materials required for processing:

1. Copy of ID card

2. Copy of income certificate or work permit

3. Fill in the bank's credit card application form, which includes home address and family information

After the above three items are provided, someone at the headquarters of this bank will call to review your information in a while. If it passes, you will receive the credit card in about 2 weeks.

I hope I can help you. Thank you.

where can I get a BOC credit card at the entrance of a supermarket in Kunming?

No.515, Beijing Road, Wuhua District, Kunming.

you can apply for a BOC credit card at (No.515, Beijing Road, Wuhua District, Kunming).

China Bank Credit Card is an international standard credit card, with one card and two currencies, which is universal. Without prepayment, you can easily use your card at home and abroad within the limit and enjoy interest-free loans for up to 5 days. China Bank has overseas branches in 2 countries and regions around the world.

This is the end of the introduction of Kunming's credit card agency and where there is a place to return credit cards. Did you find the information you need from it?