Yes. An'an Installment is a purely online personal credit loan product operated by Xining Li'an Small Loan Co., Ltd.; I believe everyone is already very familiar with Xinxiangtong's Anxinhua and Xiaoxinhua products. Because An'an installment can be regarded as a large-amount installment product of Xiaoxinhua before, but the application qualifications and approval quotas are not mutually exclusive with Xiaoxinhua's, and you can apply for the down payment at the same time.
1. What is An'an Installment:
1. An'an Installment is a credit loan product operated by Xining Li'an Small Loan Co., Ltd. I believe that all the friends here should be familiar with it. We are all familiar with the previous products such as Anxinhua and Xiaoxinhua. In fact, An'an installment is the large-amount installment product of Xiaoxinhua. However, its application qualifications and approval limit are independent of each other and inconsistent with those of Xiaoxinhua. * Enjoy, you can apply for the next payment at the same time. At present, the maximum amount that can be applied for in An'an installment is 100,000, and the use period can generally be divided into 3-12 months. You can choose the loan period according to your actual needs.
2. According to feedback from users who applied for down payment, after Anan has submitted it for review in installments, the entire process is subject to system approval. Generally, there is no phone call for follow-up visits. After the review is passed, the withdrawal amount can be quickly credited to the account. . Users who are over 22 years old, have good big data, and have a stable job income can submit an application. During the application process, they also need to submit authentication information such as ID card, facial recognition, bank card, and contact person. The interest rate is similar to the previous Xiaoxinhua. An'an's installment loan is 4,000 yuan for 3 months, the guarantee fee is about 240 yuan, and the total repayment amount at maturity is about 4,036 yuan.
2. What is the installment amount?
The installment amount is the bill installment, and the total installment amount is the installment amount. The installment amount requires a handling fee for each installment. If the bill amount is specified, the total amount of card consumption during the period from the day after the last month's bill date to the bill date and the next day. If the bill is settled in advance by installment, the bank system will charge the remaining undistributed principal of the installment and the installment handling fee payable in the current period, which will be included in the minimum repayment amount of the bill on the next bill date. The handling fee for early repayment is waived for the remaining periods, and the handling fee collected will not be refunded (the amortized handling fee will not be refunded, and the unamortized handling fee will only be charged for one period, and the remainder will be waived).
Third, after the credit limit occupancy customer successfully applies for installment, only the customer's installment principal will occupy the customer's credit limit in full, and the installment handling fee will only occupy the customer's credit limit when the bill is issued in installments. The maximum installment amount of a credit card refers to the maximum amount that can be repaid in installments in the current credit card bill.