If you want to use a 500 credit card, make good use of it, always pay back on time, and apply for an increase in the limit after half a year, but it is still a bit difficult to increase the high limit. ICBC's credit card is swiped five times without annual fee.

The repayment date of ICBC credit card is the 25th day after the bill date. The bookkeeping date is fixed as the last day of each month, and the repayment date is the 25th day after the bookkeeping date, that is, the 25th day of each month, that is:

April 1-April 30th is a billing cycle, and the credit card consumption in this cycle will generate a bill on May1,and May 25th is the final repayment date.

May 1-May 3 1 is a billing cycle, and the credit card consumption in this cycle will generate a bill on June1day, and June 25th is the final repayment date.

Therefore, if you swipe your card on the day of the bill, the interest-free period is the shortest, only 25 days (swipe your card on April 30 and repay it on May 25), and swipe your card after the bill, the interest-free period is the longest, only 56 days (swipe your card on May/Kloc-0 and repay it on June 25).