CITIC Bank Magic Love Platinum Credit Card has an annual fee. According to the official website of CITIC Bank, the annual fee for this card is 588 yuan/year for the main card and 0 yuan/year for the additional card. However, if your annual credit card consumption reaches a certain amount, you can get the corresponding annual fee exemption, and the free limit will be accumulated based on your consumption. CITIC Bank Magic Love Platinum Credit Card is a high-end credit card product launched by CITIC Bank. The card has an annual fee.