The credit card payment of Bank of Communications can be directly deducted when used. Cardholders can use the Bank of Communications credit card through third-party payment software such as Alipay, WeChat and China UnionPay Express. When paying online, as long as it meets the requirements of credit card payment, it will be automatically deducted. Generally, you need to participate in the related activities of Bank of Communications Credit Card to get credit card payment, and you will receive SMS notification after the credit card payment is made to the special account.

Bank of Communications credit card payment is available, in addition to the use period, the credit card will automatically expire if there is a balance after expiration. You can use the Bank of Communications credit card to deduct the transaction amount, but you can't withdraw cash by credit card.

How many days is the grace period of Bank of Communications credit card?

Three days. Bank of Communications credit cards generally have a three-day grace period. As long as the repayment is successful within the three-day grace period, it will be regarded as timely repayment. If the repayment exceeds the grace period of 3 days, even if it is overdue, there will be a late payment fee, which will affect personal credit information.

The so-called credit card grace period refers to the number of days of repayment grace period. Credit cards have a billing date and a repayment date. After the credit card is consumed, the cardholder needs to repay on the billing date and repayment date.