The management institutions set up by the Agricultural Bank of China in the province are called provincial branches (also referred to as provincial branches), which are first-level branches; the management institutions set up in various cities in the province are called branches, which are second-level branches; in various cities The management agencies set up in the jurisdiction of counties are called sub-branches, which are first-level sub-branches; some of the business institutions set up under the sub-branches are called sub-branches and some are called branch offices. Although they are called different, they are actually second-level sub-branches.
(1) At present, banking institutions in my country generally adopt a head office-branch-branch structure.
(2) Some provinces and cities have special circumstances. For example, the Shandong Provincial Branch and the Qingdao City Branch are at the same level and are both first-class branches (that is, provincial branches). This is because the economies of some cities and towns are relatively developed. The business is developing rapidly, so the head office may upgrade the second-level branches in some cities into first-level branches. In the same way, provincial banks may also upgrade first-level branches in some developed counties and districts into second-level branches, but these are not universal.
Main functions of sub-branches Sub-branches are mainly responsible for approving some projects and conducting business inspections of subordinate institutions. Such as: issuance of bank account opening license, approval of loan card issuance, etc.
The specific responsibilities are as follows:
1. Implement prudent monetary policies and support the economic development of the jurisdiction.
2. Carry out foreign exchange management work according to authorization and maintain the stability of foreign exchange order in the jurisdiction.
3. Manage the distribution library. Specifically responsible for handling the allocation, custody, destruction and accounting of damaged certificates of RMB issuance funds, handling the deposit and withdrawal business of commercial banks, and organizing RMB anti-counterfeiting work. Sub-branches are mainly responsible for approving some projects and conducting business inspections on lower-level institutions. Such as: issuance of bank account opening license, approval of loan card issuance, etc.
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How to apply for a bank card: Please bring the valid identity documents and copies of the applicant and the agent, and the power of attorney to apply at any Agricultural Bank of China branch nationwide. After the agent is issued the card, The cardholder can only use the card and the original valid ID card after activation at any Agricultural Bank of China counter across the country. Valid identity documents for Chinese citizens in China:
1. Resident ID card (Chinese citizens under the age of 16 living in China should have their guardians issue a debit card on their behalf, and issue the guardian’s valid identity documents and The resident ID card or household registration book of the debit card user, as well as the documents proving the guardianship relationship (household registration book, birth certificate, street certificate, etc.)
2. 2. Temporary resident ID card (must provide the documents specified by the People's Bank of China) Auxiliary identification materials). Citizens under the age of 16 and citizens who lack full capacity for civil conduct due to intellectual disability, mental disability, etc. should also provide the legal guardian’s resident ID card + agency relationship certificate
3. Legal. Proof of validity of the agency relationship includes but is not limited to: household registration book, judicial documents (judgments, rulings, mediation documents, etc.), relevant certificates issued by community neighborhood committees (village committees) and above, or public security departments and notary departments. 5. Other special customers. Proof of agency relationship shall be carried out in accordance with relevant regulations.