which bank credit card is easier to apply for

There are many kinds of credit cards in different banks, and the standards are different. The following are the credit cards that are easier to apply for

1. Credit card of Guangfa Bank

Guangfa credit card has many activities, large amount and easy application, so there are many loyal fans of Guangfa. The easiest credit card to apply for is, of course, Guangfa True Love Credit Card. This card is the first female-only credit card in China, and the 3 times points of self-selected merchants make countless female consumers crazy. More importantly, it is simple and quick to apply for this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.

2. China Merchants Bank Credit Card

The best card for China Merchants Bank is China Merchants YOUNG Card, which is one of the most popular cards among young people. You can apply for a small white collar just after graduation, and college students who have reached the age of 18 can also apply for a formal internship contract. If the maximum withdrawal amount of 1% credit limit is not enough, then the first withdrawal fee is free every natural month ~~

3. Ping An Bank Credit Card < P > Ping An Bank Credit Card is very grounded, such as car owners' cards for car owners, standard cards for supermarket shopping, discounts on Platinum cards at airports, and direct access to cinemas. Card promotions are covered in food, fitness, entertainment, shopping and so on. TOP2, the most sought-after and easiest credit card to handle.

4. CITIC Bank Credit Card

CITIC Bank's credit card network application efficiency is quite powerful, and it will generally be accepted by the bank within 24 hours! Auditing information is very simple, just copying a copy of your ID card, and there are many preferential activities, such as refueling points, full cash back, free food, giving movie tickets and so on. The fastest day to issue cards, the maximum amount of 1,, CITIC Bank's credit card is the most worthwhile two cards.

5. Credit card of China Everbright Bank

The installment expense of China Everbright Credit Card has always been the lowest in China, with a high approval success rate. Getting the card as soon as possible is good in the reputation of card friends. Ten yuan benefits life to create the most affordable activities of eating, drinking and having fun. Ten yuan to watch movies, enjoy food, wash beautiful clothes and cars?

6. Industrial Bank Credit Card

Industrial Bank has few outlets, but there are many activities and many benefits. For card friends who love to travel, mango co-branded credit card is indispensable. It is the oldest and most sought after card in domestic credit card tourism products. In addition, the application success rate is often much higher than other credit cards. Of course, if you can show the customer service staff that you intend to travel abroad during the application process, the application for mango card will be assured!

What are the banks that are easy to get credit cards?

First, Bank of Communications: Bank of Communications has a very low threshold for getting credit cards, and the speed of getting credit cards is also very fast. The downside is that the amount is relatively low, but it is more suitable as a novice entry card. Pure white households without credit information can consider it.

2. China Everbright Bank: If you already have a credit card of China Everbright Bank, you can apply for a credit card by issuing a card, so the chances of getting a card are higher. The quota of China Everbright Bank is about 1, to 2,.

third, China guangfa bank and China merchants bank: these two banks are not as good as the first two, but relatively speaking, the threshold for getting off the card is not very high. Moreover, China Merchants Bank raises the amount quickly, so there is no need to worry too much about the low initial amount. Guangfa Bank has many activities and super-rich rights and interests.

4. Ping An Bank and China CITIC Bank: These two banks are not easy to apply for. If you already have a credit card with a limit of about 45,, you can apply at this time, so the chances of getting off the card will be higher. The bank will decide the amount to be given according to the maximum limit of the cardholder's existing credit card.

5. Shanghai Pudong Development Bank: Shanghai Pudong Development Bank will also decide according to the maximum credit card limit held by the cardholder. However, Shanghai Pudong Development Bank only pays attention to the frequency of card use by the cardholder, and pays little attention to the debt ratio, which is suitable for applications with high debt ratio. Generally, applications with high debt ratio to other banks are highly likely to be rejected. Moreover, the universal fund of Shanghai Pudong Development Bank is also very powerful.

six or four major banks: if you don't have certain financial strength, don't consider applying for credit cards of the four major banks. The application threshold of the four major banks is high, and the requirements of hard conditions are also very high. However, after all, they are the four major banks, and there will definitely be no shortage of activities and benefits.

The five most valuable credit cards are China Merchants Bank young Card, Shanghai Pudong Development Bank AE White Card, Guangfa Zhenshang Platinum Card, Ping An Bank Owner Card, and Bank of Communications Wal-Mart Co-branded Card

Answer: With more and more types and styles of credit cards, our choices have become more and more, but many novice cardholders don't know how to choose a credit card that suits them. Some friends look at the face value, while others only care about the amount and rights. So which banks' credit cards are worth handling? Xiaobian has compiled five credit cards worth raising from different banks. Whether it's a beginner or a senior card friend who pursues rights and interests, these five credit cards can almost satisfy everyone.

1. young Card of China Merchants Bank

Yes, this online celebrity card, which is called Xiaobaixin Credit Card, is a common card, but it is very worthy of everyone's support. The qualification requirements are not high, and it is very easy to get off the card, but this card is only for people under the age of 3, so if there are no credit card partners, it is very good to choose this as the first card. Similar to this card, there are youthpower of Bank of Communications and Pufa Youth, and the application age for youthpower is raised to below 35 years old. However, only this card can be withdrawn with a 1% quota, and it is free of charge for the first time every month, and there are many benefits such as card opening ceremony. It is easy to raise, and it takes about one year for the quota to reach 5,.

second, AE Bai of Shanghai Pudong Development Bank

Yes, this is one of the four legendary god cards, and its big name is American Express Platinum Credit Card. If I hold this card, I think I can send a circle of friends, haha. For the first time, you can enjoy the unconditional annual fee-free discount in the first year, in addition to unlimited VIP room rights throughout the year, 6 people who can accompany you, 4 free airport shuttle services in China, and 5, credit card points for one-night accommodation experience in five-star hotels at home and abroad! Very tall and worth raising.

However, this credit card has a high threshold for getting off the card, which requires the applicant to have certain qualifications. However, if you apply again with another bank's platinum card, the probability of getting off the card will be greatly improved. Moreover, the platinum card of Shanghai Pudong Development Bank has recently been released, and those who were rejected before can also try it.

Third, Guangfa Zhenshang Platinum Card

The main interest of this card is also in the aspect of travel, and there are discounts for both airlines and railways. At the same time, this card has 3 times points, which can be redeemed for mileage, so if you want to raise a Guangfa credit card, this card can also be considered. The most important thing is that this is a platinum card free of annual fee, and there is no cost for mileage. Is it awesome?

Fourth, the owner card of Ping An Bank

Almost all car owners will consider getting a card owner card, because there are many targeted benefits and concessions, and many car owners will get this card of Ping An, with a 88% discount on gas every day, as well as 1.1 million yuan of personnel accident insurance and free road rescue nationwide, which has no resistance to drivers. This card is divided into gold card and silver card. If the qualification is average, you can consider the gold card, but refueling is a discount, so it doesn't matter which one you do.

V. Bank of Communications Wal-Mart Co-branded Card

If it is in daily life, the rights and interests of this card are very good, because this card is almost specially designed for us to visit supermarkets, and it is not difficult to apply, so many people can easily apply. Because it is jointly launched with Wal-Mart, there are also many over-value rights and interests in Wal-Mart consumption. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you spend at Wal-Mart. This card is free of annual fee in the first year, and it is free of annual fee in the following year after swiping the card for 6 times in the same year. It is also very easy to maintain. Just go to Wal-Mart several times on weekends.

these are the five most valuable credit cards compiled by xiaobian for you at present, and they are also the most widely used credit card types.

which bank has the best credit card?

Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to apply for.

Supplementary information:

Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have a work card, a medical insurance card and an ID card. China Merchants Bank can also directly apply for completing the information on the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.

Extended information:

1. The application conditions for China Merchants Bank's credit card are:

1. The applicant is 18 to 6 years old and has China nationality.

2. Applicants should have a relatively stable job and income, with an average monthly income of not less than 3, yuan.

3. The applicant should provide the bank statement of the salary card and the list of social security personal accounts for the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.

4. The applicant must have a fixed place of residence, and can provide proof of permanent residence and payment documents for daily life.

5. Applicants should have good personal credit.

As we all know, to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.

6. Credit card applicants of China Merchants Bank must have certain economic ability and have no bad credit record. The applicant should be 18~6 years old (foreigners are 25~6 years old).

2. Basic conditions for credit cards of China Everbright Bank:

1. Credit card applicants must be between 18 and 65 years old, have full capacity for civil conduct, and have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards of China Everbright Bank.

2. Original valid ID cards (including but not limited to domestic resident ID cards, foreign passports, Hong Kong and Macao residents' travel permits to and from the Mainland, mainland travel permit for taiwan residents, etc.) shall be provided as required.

which bank is easier to apply for a credit card? These are the cards that are easy to get off in the four major banks!

For card friends, of course, they all want to get their favorite credit card quickly, and the most annoying thing about applying for a credit card is being rejected, which affects both efficiency and mood. So there are so many types of credit cards in major banks, how should we choose? Which credit cards are easy to apply for?

1. CITIC Bank Taobao Card can greatly improve the efficiency and the success rate of card approval by binding the customer's Taobao account. CITIC Bank's card approval speed has always enjoyed a good reputation among card friends. After testing, CITIC Bank's online credit card application will generally be accepted by the bank within 24 hours, which is quite efficient! Now apply for CITIC Taobao Card through the Internet, and make the first quick payment to reduce 3 yuan. Don't miss this offer!

2. Guangfa True Love Card, the first female-only credit card in China, is designed with a transparent card version, which advocates the concept of "independence, calmness, cleverness and frankness" for women's life. It has the functions of triple points plan for self-selected merchants, self-selected insurance plan and other services, and enjoys discounts from many merchants, giving women more personality choices and more caring services. More importantly, it is simple and quick to apply for this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.

3. Guangfa Owner Card is specially tailored for private car owners. Provide all-round benefits and services for car owners, customers and their cars. Enjoy 1 kilometers of free road rescue service nationwide, 5 times points for credit card refueling or 1% cash refund discount, and choose high insurance protection and many other functions and benefits. The application of Guangfa Owner's Card naturally reduces a lot of troubles for many riders ~ When applying for Guangfa Owner's Card, users can greatly improve the success rate of applying for a credit card by providing their own car's driving license!

4. New customers of China Merchants Bank QQ co-branded credit card will be given a full amount of 388 yuan for American traveler's fashion backpack. Customers of the new batch of cards only need to swipe their cards three times within two months, and each time it is over 188 yuan, they will be given a 388 yuan American traveler's fashion backpack. The first cash withdrawal every month is free of charge.

5. The best card for China Merchants Bank is China Merchants YOUNG Card, which is one of the most popular cards among young people. You can apply for a small white collar just after graduation, and college students who have reached the age of 18 can also apply for a formal internship contract. If the maximum withdrawal amount of 1% credit limit is not enough, then add the first withdrawal fee free of charge every natural month!

6. Ping An Bank's credit card is very grounded, such as owner's card for car owners, standard card for supermarket shopping, platinum card discount at the airport, and direct access to the cinema. Card promotions are covered in food, fitness, entertainment, shopping and so on. The most sought after and easy to handle credit card.

which bank's credit card is easier to handle?

which is easier to apply for a credit card?

it has always been a small dream of many people to own a credit card. However, it is not easy to apply for a credit card, especially for the first time. It is easy to be rejected if you choose the wrong bank. So, which bank's credit card is the best to handle and apply for?

Today, Xiaobian will help you take stock.

1. CITIC Bank

CITIC Bank issued credit cards relatively early, but it did not raise the application threshold because of its old qualifications. When applying, you only need to submit the application materials online, and then you will receive a credit call and SMS reminder from the bank, so that you can take your ID card to the designated outlets for data review, and the approved card will be sent. It is very simple to review the information. The fastest time from application to card issuance is one day and the slowest time is half a month.

However, CITIC Bank is also known as an "iron cock" and it is very difficult to raise the amount. Many people should change their cards after using them for five years, or the amount of cards approved at the beginning.

2. Bank of Communications

Bank of Communications has a very low threshold for card approval. As long as you provide your ID card and work certificate, you can basically get off the card. The requirements for work certificate are also simple, such as work permit, badge, business card, proof of income stamped with the official seal of the unit, and even a copy of the pass card of the institution can be used.

if you have a degree, you can get extra points. The first time you apply for a card for a basic college degree, it will be more than 8,, and the undergraduate degree will reach 15,.

There are also many offline booths of Bank of Communications, which can often be seen in front of large supermarkets such as Wal-Mart and Lianhua. If the personal qualification is average, it is better to find a salesman than to pass the online application.

3. China Merchants Bank

China Merchants Bank's credit card issuance volume is second only to that of Industrial and Commercial Bank of China, the largest bank in China, and its service reputation has always been very good. The threshold for applying for a card is not high, which is comparable to that of Bank of Communications. It can get a card if there is no problem with basic credit information and stable work, and the amount is raised very quickly.

the young card launched by China merchants bank is the first choice for many young people. except for bachelor degree or above and work, 1% cash withdrawal is the biggest highlight.

It should be noted that some cities do not support online application for China Merchants Bank credit card. When applying for a card for the first time, the salesman will often "go to your company to fill in the relevant information". Be careful if you want to "package" your own.

4. China Everbright Bank

China Everbright Bank has a low threshold for card approval, and the amount of cards issued is higher than that of other banks. Most ordinary cards can reach the limit of 1, as long as they are issued, and every credit card consumption, regardless of the amount, is reminded by SMS, and it is completely free. That is, after applying for a card, the questions asked by telephone are quite strange, and even several people in the household registration book will be asked.