1. There is a bank's credit card. At present, there are mainly two credit cards, China Merchants Bank and China Construction Bank. It may take some time, and it cannot be a new card. The bank's approval application is mainly based on the credit record of the credit card.

2, and then a few years of loans, several years of insurance should be bought together, and there must be theft and emergency.

3. Finally, it is possible that the bank will demand that the property right of the car be mortgaged to the bank. Remember to deposit money in the passbook. The bank will deduct it regularly, and the details of the deduction will be sent to the lender.