China cannot apply for an Argentinian credit card. Not only is it impossible to apply for it in China, but Chinese people are also unable to apply for Argentine credit cards in Argentina, unless they are overseas Chinese with Argentine nationality. To apply for a credit card in Argentina, you need to bring all the documents to the local bank for processing. It is recommended to set a difficult password that you can remember after applying for a bank card to prevent it from being swiped.

1. Process of applying for an Argentinian credit card

There are currently two basic credit card limits, namely UnionPay limit and international limit. VISA, MASTERCARD, JCB or American Express, in the United States, swipe the card online on UnionPay , the payment will be settled directly in RMB, and the card payment on international lines will be settled in US dollars. Since overseas consumption by credit card will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies, which is 1.5 of the transaction amount. The exchange fee will be charged on behalf of the international organization. If the purchase amount is in U.S. dollars, there will be no billing fee. If you use a full-currency credit card, you can spend any foreign currency around the world with 0 currency exchange fees, automatic foreign exchange purchase function, foreign currency consumption, and RMB foreign exchange purchase and repayment.

2. What is a credit card?

A credit card is a card issued by a commercial bank or a credit card company. It mainly has the function of overdraft consumption. The bank will first give the credit card a credit limit, and the user can use it first and then pay it back. Credit card consumption is a non-cash payment method. You do not need to pay cash when purchasing, and you will have to wait until the invoice date to repay. Another feature of credit cards is the interest-free period, which means that no interest is required for overdraft consumption if repayment is made within a specified time.

As mentioned above, China is not allowed to apply for Argentine credit cards. At the same time, credit cards in many countries can only be applied for by locals, and there are many application restrictions, such as having a formal job and being a local or national. wait. It is recommended that when using a credit card, you must choose what you can afford and never overspend or develop the habit of spending money indiscriminately.