Hello, if you use our bank's credit card, you will not enjoy interest-free repayment when withdrawing cash. From the day of withdrawal to the date of settlement, interest will be charged at a daily interest rate of 0.5%. Compound interest is calculated monthly. It is recommended that you repay the loan as soon as possible. Our bank repays cardholders in the order of bills issued and bills not issued; the portion of bills issued and the portion not issued will be calculated in accordance with the annual fee, interest, fees, cash advance principal, and card consumption principal. Your accounts will be offset one by one in the order of payment; if there are multiple cash advance principals or card consumption principal portions, they will be offset in the order of transaction time. The order of reimbursement is complicated, please refer to the bill for the final amount. For details, you can also call our bank’s credit card customer service number and select 9 to enter manual service for detailed information. If you have any questions about other China Merchants Bank credit cards, please search 4008205555 in QQ business friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation. Thank you for your attention to China Merchants Bank. and support!