Applying for a mortgage loan generally requires the borrower to provide the following materials:
1, borrower's ID card;
2. Proof of marital status. If you are married, just provide a marriage certificate. If you are unmarried, you need to provide proof of unmarried;
3. The borrower's work certificate and income certificate;
4. Purchase contract or agreement, down payment receipt;
5. Guarantee materials.
If the borrower prepares the materials, he can apply for mortgage in the bank. After receiving the materials, the bank will examine them, sign a loan contract after passing the examination, then the borrower will go through the guarantee procedures, and then the bank will lend money.