The repayment steps of WeChat unbinding credit card are as follows:
1. Open and log in to your personal WeChat account;
2. Click "My" in the bottom menu, and then click to enter the "Payment" page;
3. Find and click "Credit Card Repayment" in Tencent service;
4. Click "My" at the top of the credit card repayment page to enter the credit card user management interface;
5. Click Manage Credit Cards and select the credit card you want to unbind;
6. There is a button "Delete this credit card" at the bottom of the credit card page. After clicking, you will be prompted "Do you want to delete this credit card with suffix?
7. Click "Yes" to complete the deletion, and the repayment unbinding process of WeChat credit card is completed.
Wechat repayment record deleted
The repayment record of WeChat credit card cannot be deleted voluntarily. The repayment record will be saved for one year, and the system will automatically delete the record after one year. If you don't want to see your WeChat credit card repayment record, you can choose to unbind the credit card. After unbinding the credit card, the repayment record of WeChat credit card will be temporarily deleted. However, if you rebind the credit card, the credit card repayment page will display the repayment record of WeChat credit card.
Therefore, the repayment record of WeChat credit card can only be deleted by the system, and users cannot delete it by themselves.
The specific operation steps of WeChat unbinding credit cards are as follows:
1. Open WeChat and click "I-Pay".
2. Select "Wallet" and click "Bank Card" after entering.
3. Select the credit card to unbind, and then click Enter.
4. Click on the icons of the three points in the upper right corner.
5. A "Unbind" will appear at the bottom, and click "Unbind".
6. Enter the WeChat payment password to verify your identity. Unbind the credit card after verification.
If it is not my credit card, it is impossible to complete the binding operation. Everyone can only bind their own credit cards, without exception. It is illegal to bind other people's credit cards. Because no matter what platform, WeChat or Alipay platform, real-name authentication is required when registering. In this case, it is naturally impossible to bind someone else's credit card.
Operating environment: (HUAWEIGRA-CL 10, version number: GRA-CL 10C92B366, system version number: EMUI system 4.0. 1) software version 8.0. 16.
How to cancel the repayment binding of WeChat credit card
The repayment steps of WeChat unbinding credit card are as follows:
1. Open and log in to your personal WeChat account;
2. Click "My" in the bottom menu, and then click to enter the "Payment" page;
3. Find and click "Credit Card Repayment" in Tencent service;
4. Click "My" at the top of the credit card repayment page to enter the credit card user management interface;
5. Click Manage Credit Cards and select the credit card you want to unbind;
6. There is a button "Delete this credit card" at the bottom of the credit card page. After clicking, you will be prompted "Do you want to delete this credit card with suffix?
7. Click "Yes" to complete the deletion, and the repayment unbinding process of WeChat credit card is completed.
Credit card repayment method
In the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
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Transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.
Xinfutong Repayment "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.
Repayment Pass uses "Repayment Pass" for repayment, and generally charges fees according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.
How to untie the bank card for WeChat credit card repayment?
The repayment steps of WeChat unbinding credit card are as follows:
1. Open and log in to your personal WeChat account;
2. Click "My" in the bottom menu, and then click to enter the "Payment" page;
3. Find and click "Credit Card Repayment" in Tencent service;
4. Click "My" at the top of the credit card repayment page to enter the credit card user management interface;
5. Click Manage Credit Cards and select the credit card you want to unbind;
6. There is a button "Delete this credit card" at the bottom of the credit card page. After clicking, you will be prompted "Do you want to delete this credit card with suffix?
7. Click "Yes" to complete the deletion, and the repayment unbinding process of WeChat credit card is completed.
Extended data:
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.
It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.
Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.
Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
The main features of credit cards:
① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;
② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
Credit card can reduce the use of cash and currency;
⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
⑥ Credit card can simplify the collection procedures and save social labor;
⑦ Credit cards can promote commodity sales and social demand.
Let's talk about how to untie the credit card on WeChat.