How to collect Bank of Communications points
How to collect Bank of Communications points, 1. By spending points. Cardholders use the Bank of Communications credit card to spend RMB 1 cent /1 yuan RMB and RMB 8 cents/US$ 1.
2. Get bonus points through activities.
(1) The Bank of Communications co-branded credit card will receive a bonus of 4 times according to the accumulated consumption amount, and each credit card will receive a maximum bonus of 12,5 points per month; Other Bank of Communications credit cards will receive 15 times points reward according to the amount of points spent;
(2) Wal-Mart, Tesco, CP Lotus, China Eastern Airlines and asia miles co-branded credit cards can earn 3 times of this consumption for each overseas credit card with RMB 1 yuan (inclusive) or equivalent foreign currency, with a maximum reward of 5, points per month.
how do I earn points with my bank of communications credit card?
you can earn 1 point for every RMB 1 yuan you spend, and 8 points for every US dollar you spend; Supplementary card points can be merged into the main card account, and multiple credit card points under the name of the same main card holder can apply for merger.
How to accumulate the credit card points of Bank of Communications:
1. The application for using the points is limited to the cardholder of the designated credit card, and Bank of Communications will immediately deduct the corresponding points from the cardholder's points account.
2. The ways or items of using points (including points paradise, air miles, cash for points or others), standards and rules of using points are subject to the terms and conditions of various items published on the websites of points paradise and credit cards at that time, including but not limited to:
(1) Please log in to club.bankcomm.com to inquire about the relevant rules of points paradise.
(2) The exclusive gift exchange rules for co-branded cards shall be subject to the contents published in the credit card website of Bank of Communications.
3. Multiple credit card points under the name of the same master cardholder can be applied for consolidation, except for the credit card with exclusive plan of co-branded cards. The integration of multiple credit card points can be accepted through the points paradise or 4 customer service hotline.
4. The cardholder's points account can only be used if there are enough points in it and the Bank of Communications accepts its application for use. If the points are insufficient, the application will be cancelled automatically.
5. Once all points application is submitted to Bank of Communications by any means, it cannot be cancelled or changed. The required points will be deducted from the designated credit card points account, and the update of points will be displayed on the next bill.
Extended information
1. The Points Paradise is a bank-based e-commerce platform with the concept of "the first point-consuming department store" launched by Bank of Communications Credit Card, which has upgraded the simple points exchange and installment payment functions of the original bank-based mall to the functions of points+cash purchase and all exclusive credit card purchases, and is the first point-consuming department store in China.
2. It not only provides customers with an online purchase platform or payment channel, but also provides a more convenient shopping experience, including convenient purchase process, rich product types, preferential prices, excellent service, multi-combination payment methods, etc., which will naturally form unique advantages different from other e-commerce.
3. Taking the payment method as an example, multiple choices such as points+cash or points+credit card payment can not only enable customers to enjoy the double benefits of points value and discounted goods, but also give users more choices.
4. Abundant commodities
(1) The upgraded "Jiaobohui Commodity Pavilion" will cover about 3, kinds of commodities and services, bringing together the products and resources of major high-quality brands and well-known e-commerce. There are not only regular e-commerce products, but also service products such as hotel reservation, air ticket reservation, travel reservation and movie ticket purchase, and even online points or credit card redemption for insurance such as auto insurance.
(2) It is a comprehensive platform for comprehensive online purchase and service. Among them, the cash mode of brand library cooperation can directly enter the well-known brand e-commerce website to accumulate credit card points and enjoy exclusive discounts through the points paradise.
5. Flexible means of payment
(1) Points Paradise is the first point department store in China, which has upgraded the simple functions of point exchange and installment payment in the original banking department mall to the functions of points+cash purchase and all exclusive credit card purchases.
(2) Customers can flexibly use points, cash, installment and credit card payment to purchase products or services in the "Jiaobohui Commodity Pavilion", and there are also discounts such as installment interest-free and handling fee-free, and 15% discount on exclusive points of Platinum Credit Card. Fully support bank of communications credit card and debit card payment, and there is no need to open online banking at the counter.
6. Quality service level
The new commodity hall is free of charge, and the high standard of distribution service is ensured through the commitment of "unified warehousing, logistics integration" and "designated quality logistics providers".
7. Convenient login mode
Users can not only log in to the points park on the PC-side webpage, but also the mobile phone website of the points park will be launched soon, and all functions can be directly logged in on the mobile phone, so that you can enjoy convenience and benefits anytime and anywhere.
Reference: Baidu Encyclopedia-Points Paradise
How to calculate the points of Bank of Communications' credit card
The points of Bank of Communications are to spend one yuan to get one point. You only gave you 266 points after swiping 35 yuan. It may be because there is a certain delay in giving away the bank points, and all of them are usually given to your account within two working days.
BOCOM, founded in 198, is one of the oldest banks in China and one of the note-issuing banks in modern China. On April 1st, 1987, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. In June 25, Bank of Communications was listed on the Hong Kong Stock Exchange and listed on the Shanghai Stock Exchange in May 27.
Bank of Communications is one of the major financial service providers in China, and its business scope covers commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. Bank of Communications has 235 domestic branches, including 3 provincial branches, 7 directly affiliated branches and 198 provincial branches, with 3,27 outlets in 239 cities at or above the prefecture level and 158 counties or county-level cities. It owns seven non-banking companies, including wholly-owned subsidiaries Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries Bank of Communications Fund, Bank of Communications Guoxin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of the bank. It has strategically invested in Hainan Bank and controlled four rural banks.
In p>215, the State Council approved the Deepening Reform Plan of Bank of Communications. Focusing on exploring the corporate governance mechanism of large commercial banks, implementing the reform of internal operating mechanism, and promoting the transformation and innovation of business model, Bank of Communications has steadily promoted the implementation of deepening reform projects, gradually released the reform dividend, effectively stimulated the transformation momentum, and continuously improved the core development indicators. In 217, Bank of Communications has been among the Fortune 5 companies for nine consecutive years, ranking 171st in operating income.
how to calculate the credit card points of Bank of Communications
Generally, the Bank of Communications credit card is used to sign accounts, and 1 point is accumulated for every RMB 1 yuan spent, and 7 points are accumulated for every US dollar spent. However, the following specific types of transaction consumption are excluded:
1. Various interest and formalities fees stipulated in the applicable credit card articles of association or the contract of collection, including but not limited to the annual credit card fee, cash withdrawal transaction fee, overdraft interest, liquidated damages and other credit card charges.
2. Transfer transaction, cash withdrawal transaction and online transaction. (Exception: From January 1, 212, online dollar consumption and Bank of Communications points park consumption can accumulate points. Online USD consumption refers to online consumption with the transaction code of VISA or Mastercard, while Bank of Communications points paradise consumption refers to cash consumption except for payment and phone bill recharge. )
3. Transactions of merchants (including but not limited to three rural merchants, county and township preferential merchants, etc.) that are subject to the special charging rules of UnionPay.
4. Specific categories of bill-signing consumption, including but not limited to real estate, automobile sales, wholesale transactions, hospitals, junior and higher schools, universities, colleges, specialized schools, charitable and social services, non-profit undertakings, fines, bail and bonds, tax payment, government services, fees charged by embassies and consulates, government loans, etc.
Extended information:
Credit card points inquiry method:
1. Download and log in to the "Pay the bill" APP to inquire points.
2. wechat pays attention to the official wechat service number "bank of communications credit card to pay the bill" to check the points.
3. Log in to Bank of Communications, credit card online banking and mobile banking to check points.
4. Call the credit card customer service hotline of Bank of Communications to check the points through manual service or telephone banking.
Reference: Rules of Bank of Communications-Bank of Communications Credit Card Points Reward Program
This is the end of the introduction on how to get and use Bank of Communications credit card points. Did you find the information you need?