Starting from December 1, 2016, bank counters (for individual customers only) and non-counter channels other than self-service teller machines will provide real-time deposit, ordinary deposit, and next-day arrival. There are three transfer methods for customers to choose from.

1. "Real-time arrival": After accepting the depositor's transfer application, the deduction and remittance will be processed immediately;

2. "Ordinary arrival": Ordinary arrival The account does not arrive in real time, and the deposit will be deducted and remitted with a delay of 2 hours after the depositor's transfer application is accepted;

3. "Next day arrival": The depositor's transfer application will be accepted after After application, the deduction and remittance will be delayed until the second calendar day. Please note that the payment will arrive the next day and not 24 hours later;

4. The above remittance time refers to the time when the bank deducts the money and initiates the remittance. In the case of inter-bank transactions, the arrival time also depends on the People's Bank of China Inter-bank clearing system and beneficiary bank entry time;

5. When the bank processes the business, if the relevant clearing system has been closed, the business will be deducted at the agreed time and delayed until the clearing system is in normal service remit.