How to write a loan application letter

First, look up the XXXXXX branch/unit, and then introduce yourself, explain the reason and purpose of the loan, and write down the period of time you want to borrow and how many years you want to borrow. Should you repay principal and interest in equal installments, and make a guarantee to repay on time? Just sign and fingerprint at the end.

1. Write a salutation at the beginning of the application, that is, indicate which bank you are applying for a loan from;

2. In the main text of the application, write down your current unit, professional title, income, Loan purpose, loan amount, and repayment period. In order to ensure a smooth loan, if you use your own property as a mortgage, you should also indicate what kind of real estate or movable property is used as a security mortgage;

3. Generally speaking, banks or units must first approve a loan application before approving it. The personal information of the loan applicant will be inquired to understand his or her credit status and confirm whether he or she has the ability to repay the loan. Therefore, in the loan application form, you should clearly indicate that you agree to the unit or bank querying your information through the People's Bank of China's personal credit reporting system;

4. When stating the purpose of the loan, you should be specific, for example: I declare This property is the nth house purchased by the family with a loan (excluding provident fund loans);

5. Generally speaking, before applying for a loan, in order to facilitate the lender's repayment, the bank will let you Open an account at that branch. Therefore, in the loan application, you should state that you have opened an account in accordance with your bank's requirements, and indicate the specific account number;

6. Write something similar to a letter of guarantee. That is to say, it is guaranteed to be deposited in full to repay the principal and interest before each repayment period and the loan maturity date, and the lender is authorized to deduct the loan principal and interest from the account on the monthly repayment date and the loan maturity date ( Including overdue interest and penalty interest);

7. Changing accounts often occurs in life. Therefore, it should be stated in the application: If the repayment account is changed, I will provide new account information in a timely manner;

8. Make it clear that you are willing to bear the liability for breach of contract: If there is insufficient funds in the account and the loan is in arrears, phenomenon, I accept all legal collection measures of your organization (bank) and voluntarily bear all consequences;

9. Finally, you need to sign and fingerprint the applicant, write down the valid ID card, and the date of application.

How to write a loan application?

Loan application

Bank of China branch (branch):

I am from (unit) Personnel, current position of XXXXXXXXXX, average monthly family income of XXXXX yuan, in order to purchase a commercial housing (shop) developed by (company), the property number is XXXXXXXX, I would like to apply for a housing (shop) mortgage loan of XXXX million yuan from your office, with a term of XX years , and agree to mortgage the purchased property to your organization (bank) as a guarantee for repayment of the loan under the loan contract signed with your organization (bank).

I agree that your organization (bank) can query my information through the People's Bank of China's personal credit system to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first one purchased by my family with a loan (excluding provident fund loan).

In accordance with the requirements of your bank, I opened a repayment account at the branch (branch) where I am located. The account number is XX, and I guarantee that the full amount will be deposited for the principal repayment of the current period before the repayment date of each period and the loan maturity date. It also authorizes the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and the loan maturity date.

If the repayment account is changed, I will provide new account information in a timely manner; if there is insufficient funds in the account and the loan is in arrears, I accept all legal collection measures of your organization (bank) and voluntarily bear all consequences. .

Applicant (signature and fingerprint): XXX

Valid ID number: XXXXXXXXXXXXXXXXXX

Applicant: XXX

Time: XXXX XX, month XX, year

How to write a personal loan application sample loan application

Nowadays, advanced consumption has become more and more popular, so borrowers who apply for mortgage consumer loans are also becoming more and more popular. More and more are coming. Friends who need a loan are now concerned about how to write a personal loan application? Here is a list of some personal loan application writing samples and precautions for you.

Personal Loan Application Version 1

China Post Bank Yanhe Branch:

I am a resident of Guanzhou Town, Yanhe, and have been engaged in commercial activities for several years.

Mainly engaged in cake shops, advertising, building materials, cement wholesale and retail, Heishui Shanwangdian Quarry Factory (joint venture) and other projects. The monthly family income is about 20,000 yuan. Now that we are in urgent need, I would like to apply for a personal loan of 1,200,000 yuan (one hundred and twenty thousand) from your bank, with a term of 5 years. We also agree to use a commercial house (private property) in the Municipal Center on the side of National Highway 326 in Guanzhou Town as loan mortgage, and agree that your bank will inquire about personal information and personal credit status from other financial industries.

In line with the principle of good faith, I have opened a deposit repayment account with your bank and guarantee to repay the principal and interest on time. At the same time, I accept all legal collection measures of your bank and voluntarily bear all consequences.

Loan applicant:

Loan guarantor:

Applicant:

August 26, 2016

< p>Personal Loan Application Version 2

Credit Union:

Applicant XXX, male, 30 years old, ID number: XXXXXXXXXXX, lives in Wangjia, Shijiazhai Village, XXX Town The group, with a current population of 2 people, is engaged in the construction of the Sandao Water Town Convenience Service Center project. Due to difficulties, we applied for a loan of 150,000 yuan from the Rural Credit Cooperative Association for a period of 3 years, using a property located in Shijiazhai Village, XXX Town Mortgage, real estate number: Sifang Quan Zheng Tangtou No. 09678, area 380 square meters, land number: Situ Jiyong (2002) No. 020158, area square meters, repayment source: project income, and solemnly make the following Commitment:

1. Guarantee the authenticity of the purpose of the loan and not use it for other purposes.

2. Certify the performance of relevant agreements in the loan contract.

3. The husband and wife and the property owner shall repay the debt jointly.

4. Willing to use the family’s property as joint and several liability guarantee.

5. Guarantee to settle interest quarterly, otherwise compound interest will be calculated voluntarily and the principal will be repaid upon maturity.

6. When an inheritance is divided, the heir shall also bear the debts of the decedent in the credit union. The property can no longer be used as debt mortgage with other individuals, units or economic organizations. If there is a mortgage, it is an invalid mortgage.

7. If the above commitments cannot be fulfilled, we will voluntarily assume all economic and legal responsibilities.

8. Repayment plan: One-time payment at the end of 2014.

Applicant:

August 26, 2016

Personal loan application version three

Bank xx City xx Branch (Branch ) line:

My name is (), my gender is (), I am () years old, () married, my ID number is (), my occupation is (), and my average monthly income is (). I am honest, abide by my word, and have full capacity for civil conduct. Now because () requires () yuan of funds, but its own funds are only () yuan, there is still () yuan short of achieving the () goal. Now, after consensus among the main members of the family and the guarantor () (gender (), () age, and lives in ()), I would like to apply to your bank for a guaranteed loan of () yuan for the purpose of (). I have opened a savings account with your bank, the account number is (), and this loan is guaranteed by () with normal economic income and repayment ability. The loan period is () years, and interest is guaranteed to be paid quarterly (monthly). Pay off the principal within the time limit. If I am unable to repay the amount I owe when due, I will accept all legal collection measures and other reasonable matters related to repayment from your organization (bank) until it is repaid, and neither I nor the guarantor’s family will have any objections. The above application is expected to be approved.

Applicant (signature and fingerprint):

Family members

Guarantor:

Year, month and day

Contact number:

Personal Loan Application Version 4

I am ________ (unit) employee ____, my current position is ____, my family’s average monthly income is ____ yuan, and I am purchasing ___ sets of commercial housing (shops) developed by ____________ (company), the property number is ____________, I specially apply to your bank for a housing (shop) mortgage loan of ____ million yuan, with a term of ____ years, and agree to use the purchased The property is mortgaged to your organization (bank) as a guarantee for repaying the loan under the loan contract signed with your organization (bank); I agree that your organization (bank) can query my information through the People's Bank of China's personal credit information system to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this house is the ____ house purchased by my family with a loan (excluding provident fund loan).

In accordance with the requirements of your bank, I opened a repayment account at the branch ____ (branch) where I am located. The account number is ______________, and I guarantee that the full amount will be deposited in the current period on each repayment date and when the loan matures. Repay the principal and interest, and authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and the loan maturity date; if I change the repayment account, I will promptly provide a new Account information; if there are insufficient funds in the account and loan arrears occur, I accept all legal collection measures of your organization (bank) and voluntarily bear all consequences.

Applicant (signature and fingerprint):

Valid ID number:

Year___month__day

Attach : Things to note when applying for a personal loan

1. The application amount should be within your ability, and the monthly repayment amount should be at least a 1:2 ratio to your family income. This will ensure that your daily life will not be affected.

2. Choose a repayment method that suits you based on your repayment ability and expected future income, and formulate a repayment plan.

3. Provide true and accurate information to banks and other lending institutions, and notify them promptly when information such as address, contact information, etc. changes.

4. Read the terms of the loan contract carefully to understand your rights and obligations.

5. Repay on time to avoid bad credit records and economic losses.

6. Keep the loan contract and IOU. For guaranteed loans, cancel the guarantee registration and retrieve the pledge or rights certificate in a timely manner after the loan is paid off.

7. Unless you need money in an emergency, try not to apply for a high-interest loan.

8. If the amount you use is not a lot, such as 10,000 or 20,000 yuan, apply for a credit card as a buffer or ask a friend to borrow money for turnover.

9. When applying for a mortgage loan, you must choose the right repayment method. If you have sufficient funds, it is best to apply for early repayment.

We hope that the above information can provide substantial help to friends who need loans. If you are still worried about the loan amount and loan difficulty, we recommend that you fill it out directly on our website

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Apply and we will provide you with the most comprehensive and high-quality services.

Loan Application Form

The current market economy is active, transactions are frequent, and various applications appear frequently. We can use application forms to express our wishes and demands. In order to save you the headache of writing application forms, here are 8 loan application forms that I have compiled for you. I hope they will be helpful to you.

Loan Application Part 1

XXX Credit Guarantee Center:

I was originally from _________unit________, my ID number is _________, and I currently live in exist____________. In ____ year ____ month ____ self-raised funds ____ yuan, opened a ____ store in ____ (location), its main business scope is ________. The current operating conditions are good. In order to expand the scale of operations, better start a business and create more jobs, I would like to apply to the Yongdeng County Credit Guarantee Center for a small guaranteed loan of 10,000 yuan (____ yuan) for unemployed people, with a term of two years, to be used for ____ turnover (or expansion) funds.

I promise that my application will be based on the principle of honesty and trustworthiness, and I will accept your center’s staff to investigate my business situation, family situation, and income before applying for a loan. If the loan application is successful.

I will conscientiously perform the loan contract and related provisions and return the loan on time. Please look forward to your center's approval in accordance with relevant government policies.

Hereby apply!

Loan applicant: xxx (signature)

Applicant’s spouse: xxx (signature)

____year____month____day

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Loan Application Part 2

Our company and your bank account company have reached an entrusted loan intention to start project construction, and our company will use its own funds (or special financial funds) to develop it Provide start-up funds for construction projects to assist them in completing project construction and forming effective fixed assets. The total amount of entrusted loan funds is 10,000 yuan, which will be deposited into your bank's entrusted loan fund account in installments according to the payment plan. The loan term is one year, and the loan interest rate shall be based on the People's Bank of China's loan interest rate for the same period and grade. I am now submitting an application and entrusting your bank to issue this loan on my behalf. I sincerely request your approval.

The specific entrustment matters agreed between our company and your bank are as follows:

1: Responsible for assisting in recovering the principal and interest of the loan; if the borrower fails to repay overdue, your bank has the right to recover the loan within a time limit, or notify the borrower to open another account Bank deduction and repayment;

2: Responsible for supervising and supervising the borrower's use of funds according to the plan, ensuring that the loan funds are used exclusively; assisting in supervising the borrower's avoidance of bankruptcy, dissolution, division, and merger before the entrusted loan expires , leasing, transferring, contracting and other malicious acts of evacuating loan funds, promptly notify our company if the borrower discovers such acts;

3: Responsible for the safekeeping of the borrower and guarantor (if any) under this contract Collateral, pledges and certificates of rights;

4: Responsible for supervising and supervising the borrower's production and operation and the implementation of the construction project;

5: Responsible for supervising and supervising the borrower Sixty days before the entrusted loan expires, real and effective fixed assets can be formed; if the borrower fails to repay the loan on time, your bank will complete the fixed asset mortgage loan with the borrower or your bank will dispose of the above assets and return them;

6: Responsible for withholding and paying the relevant tax payable stipulated in national policies;

This applicant hereby solemnly declares: The entrusted funds are our company’s own funds (or special financial management funds) and the source is legal and compliant, the loss of funds from the entrusted loan will be borne by our company. The above information is true, accurate and complete. We hope that your bank will respond as soon as possible after receiving our company's application for entrusted loan business. After receiving the confirmation receipt from your bank, our company will immediately go to your bank to handle the business with the account opening procedures and relevant legal documents.

Applicant: (official seal)

Legal representative: (or authorized agent)

Year, month and day

Bank confirmation receipt (Opinion):

The company’s construction project complies with the relevant regulations of our bank on entrusted loans, and our bank agrees to handle the entrusted loan business for it. After research and decision, our bank agrees to accept the six entrustment items proposed by your company and will conscientiously implement them according to the specific content of the entrustment items.

After consultation with the bank, follow this sample operation: Bank official seal:

Enterprise legal person (signature): President’s signature:

Enterprise seal handler Signature:

Year, Month, Day

Loan Application Part 3

××××Bank××City Branch:

I I was admitted to the ×××× class of ×××× class of ×××× college in ×× month of 20××, majoring in ××××. I am a student of ××year××month. Due to my family’s financial difficulties, it is difficult to pay my tuition fees during school. In order to successfully complete my studies, I have applied for a national student loan from your bank. The loan will cover the tuition fees for the academic year from 20×× to 20×× in RMB ×××× yuan (× ××× yuan), the tuition fee for the academic year 20×× to 20×× is RMB ×××× yuan (×××× yuan), the tuition fee for the academic year 20×× to 20×× is RMB ××× yuan (× ××× yuan), the tuition fee for the academic year from 200 × yuan), the total of the above is RMB ×××× yuan (×××× yuan). The loan period is from ××month, 20××year to ××month, 20××year, and shall not exceed the sixth year after graduation at the latest.

I promise: after receiving the national student loan, I will study hard, be proactive, and complete my studies well. And keep your promise and pay off the loan by ××month××year×××month××day; after graduation, promptly inform your work unit or detailed contact information to your bank, and be a contemporary college student who keeps his word.

My family’s detailed contact address is ×××× Province ×××× City ×××× County ×××× Town ×××× Village

The postal code is: × The contact number of ××××× is: ××××××××

Applicant: ××××

××××年××月××日< /p>

Loan Application Part 4

Dear Bank and School Leaders:

My name is Wang xx, gender: male, Han nationality, I am from the Department of Electronic Engineering of xxx College Students of Class 1 of Mechatronics Major, Grade 08, have student ID number: XXXXXXXX and ID number: 4127231XXXXXXXX. Enrolled in 20xx, the schooling lasts for three years and will graduate in June 20xx.

He lives in Group 8, Dali Village, Lianji Town, Shangshui County, Zhoukou City, Henan Province. It is located in a remote rural area with inconvenient transportation and an extremely underdeveloped economy.

I was born in a poor and backward village. I am a boy who loves reading, loving the community and having a gentle personality. There are four people in the family. My parents are poorly educated and work as farmers at home. Due to years of hard work, my parents are in poor health and their agricultural income is low, so their annual income is very meager. My father has been taking medicine all year round and is hospitalized and cannot work, which puts a heavy burden on the family. The child fell on my mother's shoulders. I also have an older brother who just graduated from college three years ago. Due to lack of experience, he was defrauded of more than 100,000 yuan when he first entered the society, and he has not yet paid it back. Most of the money my family saved during the year was used for my education and my father's medical treatment. From a very young age, my parents taught me that the purpose of learning is to contribute to the country and society in the future, so what is needed is not only rich knowledge, but more importantly, a good sense of social responsibility and Personal moral cultivation.

In August 20xx, when I received the university admission notice, it was a mixture of joy and sorrow: I was happy that I could finally enter the university of my dreams; I was worried about where the annual tuition of more than 7,000 yuan would come from. ? My parents ran around with my admission letter and borrowed money from here and there. Finally, when I reported to the university in September, my parents collected more than 7,000 yuan in tuition fees and handed it to me. With the tuition fee of more than 7,000 yuan, I came to my alma mater ecstatically. In the next two years, I received a national scholarship of 20xx yuan from the school, and was paid for my daily social work. Not only was I working hard to complete college studies, but I also applied for the self-study undergraduate program at Henan University of Science and Technology.

But nowadays, it is extremely difficult for an ordinary rural family to not only support the study and living expenses of a college student, but also take care of a patient for a long time. For this reason, my family is facing tremendous pressure. I really can’t afford enough money for me to go to college, but I don’t want to lose the opportunity to go to college because of poverty. I know that this society cannot survive without knowledge and culture. Go down. This concept deeply rooted in my heart makes me strive to become a well-rounded student. My parents are no longer young, they are frail and sick, and their family situation has not improved. Faced with the annual tuition of more than 7,000 yuan and the high living expenses in Zhengzhou, the help from relatives and friends is simply a drop in the bucket! In addition to completing my studies and taking self-study exams, I also worked part-time in social work, and my income from part-time work was very limited. However, I still firmly chose this path. I know that in the face of studying and becoming a talent, any financial difficulties are temporary and can be overcome. I am not afraid of difficulties, and I do not shy away from poverty, so I solemnly applied for a student loan to the school and the Bank of China, which has always supported the growth and success of disadvantaged students.

University is a relaxed and happy place. Studying is much easier and life is much richer. In the face of rich activities, colorful life, and complex interpersonal relationships, I think the most important thing is to maintain a clear and clean heart, whether in entertainment or study. Only by studying independently can you achieve good results. University study should be more goal-oriented. The knowledge gained from teaching or self-study in school must lay a solid foundation for future work or further study. It is very important to set clear goals for yourself. It is necessary to clarify yourself. What is the focus of life activities? I cherish this learning opportunity very much. Only by studying hard can I be worthy of all the people who care and help me. The hard-working, kind, honest and simple style of my parents has deeply influenced me. I believe that only through hard work can I have hope of success, so I have strict demands on myself both in study and in life. Facing the current severe employment situation in our country, I deeply realize that only knowledge can change destiny, and only hard work can have a bright future. Arm yourself with knowledge and make yourself a useful person to society. Read more books and get endless fun from them. So I must finish my studies. Therefore, I confirmed to the school that my family situation is classified as an extremely poor student, so that I can obtain a national student loan at school to help me successfully complete my studies.

During my undergraduate studies at the university, I was proactive, abiding by the law, without any illegal behavior, excellent in both character and academics, and won the Advanced Individual Award. I was honest and trustworthy, without any bad behavior; and I joined the company in 20xx The glorious Youth League of the Communist Party of China. I hope to continue my studies and complete my studies at Zhengzhou University of Science and Technology, a melting pot of talented people.

Obtaining a student loan will allow me to invest more energy in my future studies, achieve early results, become a talented person early, and contribute my talents and strength to the country and society as soon as possible.

Student loans are government-led, with fiscal interest subsidies. Finance and university authorities jointly provide banks with certain risk compensation. Banks, education administration departments and university authorities work together to help universities in financial difficulties. Bank loans for students to pay for tuition, accommodation and living expenses during their studies at school. In principle, the maximum amount per person per academic year shall not exceed 6,000 yuan. The student loan is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they need to promise to repay the loan on time and bear relevant legal responsibilities. The school's student financial aid department is responsible for reviewing the qualifications of national student loan applications submitted by students and verifying the authenticity and completeness of materials submitted by students; the bank is responsible for final approval of students' loan applications. Student loans are subject to one application, one credit grant and disbursement in installments. The bank (or school) will issue the loan for living expenses within one academic year to the students on a monthly basis for 10 months. Student loan interest rates are based on the interest rates announced by the People's Bank of China and relevant national interest rate policies. The interest on national student loans for loan students while they are in school will be fully subsidized by the government, and the interest after graduation will be paid in full by the loan students themselves. Students can choose the time to start repaying the principal within 1-2 years after graduation based on their employment and income situation after graduation, and repay the principal and interest of the loan within six years. If a student borrowing a student loan fails to repay the loan within the time limit and amount specified in the repayment agreement signed with the bank, the bank will charge interest on the default repayment amount, and the borrower who has seriously defaulted will also bear the responsibility. related legal responsibilities.

Most of my tuition fees when I entered college were borrowed from relatives and friends. It is even more difficult to pay the tuition fees this year. In order not to affect my studies due to financial difficulties and to pay my tuition fees in a timely and full amount, I specially applied for a student loan from the school and the bank. My loan limit is 6,000 yuan, and I plan to pay off the principal and interest within one year after graduation. My parents also agreed to my loan and agreed to assume joint and several liability. After taking out the loan, I promise to fulfill my loan repayment obligations and repay the principal and interest of the loan on time. After I leave school, I will repay the loan on time in accordance with the agreement and will never default on it, because I know that there are many students in similar situations to me who are waiting for this loan to pay their tuition! Please bank and school leaders believe me, I will use my personality as a guarantee! I hereby apply and hope it will be approved!

Yours sincerely

Salutes

Loan Application Part 5

Dear bank and school leaders:

I I am xxx, a student in the xx master's class xx of the School of Chemical Engineering and Energy of the University. I live in xxx, Hunan Province. I am located in a remote western mountainous area. The local transportation is inconvenient and the economy is extremely underdeveloped.

In August XX, when I received the university admission notice, it was really a mixture of joy and sorrow: I was happy that I could finally enter the university of my dreams; I was worried about where the annual tuition fee of 3,100 yuan would come from. ?My parents were running around with my admission notice, borrowing things from here and there, but when I reported to the university in September, I still owed 600 yuan in tuition fees that had not been paid. It was the great alma mater that accepted me from a poor family with her tolerant heart. students. In the next three years, I received a one-time tuition fee reduction of 2,400 yuan from the school, a Hunan Provincial Government Scholarship of XX yuan and a tuition fee reduction of 1,550 yuan, a school scholarship of 500 yuan, a postgraduate entrance examination bonus of 1,000 yuan, and an annual teacher training professional scholarship of 500 yuan. I get paid for social work. Not only did I successfully complete my undergraduate studies, I was also admitted to the prestigious South China University of Technology for a master's degree.

But now, my parents are no longer young, frail and sick, and my family situation has not improved. Faced with the annual tuition fee of 8,000 yuan and the high living expenses in Guangzhou, the help of relatives and friends is simply a drop in the bucket! In addition to completing my studies and In addition to scientific research work, he also does social work, and his income from part-time work is very limited. However, I still firmly chose the path of graduate school because I understand that in the face of academic success, any financial difficulties are temporary and can be overcome. I am not afraid of difficulties, and I do not shy away from poverty, so I solemnly applied for a student loan to the school and the Bank of China, which has always supported the growth and success of disadvantaged students.

During my undergraduate studies at the university, I was diligent and motivated, abided by laws and regulations, and did not commit any illegal acts. I was excellent in character and academics. I won various awards many times. I was honest and trustworthy, and did not have any bad behavior. I served as the president of the student union, etc. position, dedicated to social work, and joined the glorious Communist Party of China in XX. I hope that I can continue to achieve great results in South China University of Technology, a melting pot of talented people. Obtaining a student loan will allow me to invest more energy in my future study and scientific research work, to achieve early results, become a talent as soon as possible, and contribute to the country and the country as soon as possible. Contribute your talents and strengths to society.

After I leave school, I must repay the loan on time in accordance with the agreement and never default, because I know that there are many students in a similar situation to me waiting for this loan to pay tuition! Please believe in the bank and school leaders I, I use my personality as a guarantee! I hereby apply and hope it will be approved!

Sincerely yours

Salute!

Applicant: xxx

< p>Application date:

Loan application form 6

Bank of China branch (branch):

I am a member of the (unit), current position, family With an average monthly income of RMB 10,000, I am purchasing a commercial housing (shop) set developed by (the company). The property number is (Bank), as a guarantee for repayment of the loan under the loan contract signed with your organization (Bank); agree that your organization (Bank) can query my information through the People's Bank of China's personal credit information system to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first home purchased by my family with a loan (excluding provident fund loan). In accordance with the requirements of your bank, I opened a repayment account at the branch (branch) where I am located. The account number is The principal and interest of the loan (including overdue interest and penalty interest) will be deducted from the account on the monthly repayment date and the loan maturity date; if the repayment account is changed, I will provide new account information in a timely manner; if there is insufficient funds in the account and an error occurs If I default on my loan, I accept all legal collection measures taken by your organization (bank) and voluntarily bear all consequences.

Best regards

Salute!

Applicant: xx

x, month xx, 20xx

Loan Application Part 7

I am from Class X of XX Middle School XX, my family lives in a remote mountain village. There are X people in the family, and the only labor force in the family is the father and mother, but they are always sick. Because he had no education or capital, he had no choice but to make a living by doing hard labor and part-time labor. He had been living in poverty for more than ten years. When we were young, four children at home were studying together. Our parents worked hard day and night to allow us all to go to school, but their hard-earned money was not enough to pay for the tuition for the few of us, so we had to borrow from relatives. It was really difficult at that time. The eldest sister dropped out of junior high school before graduating from junior high school and went home to help. The second sister graduated from junior high school with me and wanted to go to high school, but the family really couldn't afford our tuition, so the second sister also gave up the opportunity to go to high school. Leave it to me and go home to help (the reason for applying for a loan can be modified here according to the circumstances of the incident).

My family only has about XX acres of paddy fields, and the rice harvested every year can barely provide for household expenses. My family's source of income is only a little bit of star anise and cassava. Therefore, the family’s annual income is only XXXX yuan