As a supplementary channel for online application, the bank counter is the most important channel for offline card processing. The bank scores users' situation. The credit card scoring criteria of China Everbright Bank are: personal credit record, personal property and income level, technical title and work unit, education level, marital status, etc. This means that if you want a high credit card, you must have a high education, a high income and a high position.

Different from the fixed credit card line, the temporary credit card line is a time-limited line given by the bank, and there are usually some restrictions in the use of the temporary line.

Extended data:

Precautions:

1, save consumption records to prevent cloning. When you check out your credit card, don't give it to others at will, and don't put it in an invisible place to avoid credit card information leakage. The signature column on the back of the credit card is very important. If someone finds it stolen, they can sue accordingly. If the signatures are found to be inconsistent, consumers can recover the losses accordingly.

2. Don't make temporary withdrawals for overdue repayment. There are different opinions on increasing the credit limit, and the key depends on how the cardholder uses it. For the fixed increase, be careful not to exceed the limit, but for the temporary increase, it must be remembered that the consumption of extra credit line should be repaid in time to avoid unnecessary losses and affect personal credit.

3. Temporary credit card limit cannot be used for bill installment. The temporary credit card limit must be paid in one lump sum and cannot be used for bill installment. Therefore, after you get the temporary quota, you still have to do what you can to avoid being unable to repay it when it expires.

Baidu Encyclopedia-China Everbright Bank Credit Card

Baidu encyclopedia-credit card limit

Baidu Encyclopedia-China Everbright Bank