1. Of course, the temporary limit must be paid off, and when the temporary limit expires, it must be paid off in one go. Bill installments cannot be made, but you can apply for an extension before the temporary limit expires. You can apply for an extension. Call customer service. When repaying the temporary limit, you must repay it in full. You cannot enjoy the minimum repayment amount. The temporary limit is valid for about 1-3 months. It will automatically return to the original limit after it expires. Quota.

2. Temporary credit limit, as the name suggests, is a temporary increase in the total credit limit based on the permanent credit limit by the bank to meet the temporary needs of customers. According to bank regulations, a temporary credit limit increase is generally 20% based on the permanent credit limit and has a certain validity period. The temporary quota has a validity period. Dear friends, you can apply for a time range for temporary quota usage according to your needs. If the time limit is exceeded, it will automatically revert to the original fixed quota.

1. How to change the temporary credit limit into a fixed credit limit: Many banks will give certain credit card users a certain temporary limit, which can increase the maximum credit limit within a certain period, but after the statute of limitations, The fixed amount will be restored. If we want to turn the temporary limit into a fixed limit, first of all, we need to use more credit cards. Using credit cards more frequently can effectively improve credit and increase the fixed limit. After using credit cards for consumption, we must also have good repayment habits and repayment records. Paying back on time can effectively improve credit and thereby increase the fixed limit; in the process of using credit cards, we'd better enrich the content of use, different and diverse The consumption habits of the bank can help the bank determine the consumption capacity and thereby increase the fixed limit; if we urgently need to increase the fixed limit of the credit card, then we can also apply directly to the bank. If there is sufficient proof of assets, the fixed limit can also be increased; the temporary limit of the credit card You can apply for the quota by yourself, and we can frequently apply for temporary quotas, thereby demonstrating the user's spending power and consumption potential, and also helping us increase the fixed quota as soon as possible.