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Credit card overdue judicial procedure

Legal analysis: How to take the judicial process of overdue credit cards

Judicial procedures can be divided into ordinary procedures and summary procedures according to the simplicity and complexity of the case. The ordinary procedures are,

1. Prosecution. Usually, it is a written prosecution, with a clear defendant, specific claims, facts and reasons.

2, accepted. After examination, the court decided to file a case that met the statutory conditions.

3. Preparation before trial. Send a summons to the defendant, the defendant submits a reply, the two sides exchange evidence, and the court allows self-mediation.

4, the court session. Court preparation, court investigation, court debate, deliberation and sentencing.

legal basis:

several provisions of the Supreme People's Court on the application of summary procedure to the trial of civil cases

article 1 these provisions shall apply to the trial of simple civil cases by grass-roots people's courts in accordance with article 142 of the civil procedure law of the people's Republic of China, except for cases in which the defendant's whereabouts are unknown at the time of prosecution;

(2) remanded for retrial;

(3) * * * There are a large number of parties in the same lawsuit;

(4) the law stipulates that special procedures, trial supervision procedures, supervision procedures, public notice procedures and bankruptcy and debt repayment procedures of enterprise legal persons should be applied;

(5) where the people's court considers it inappropriate to apply summary procedure for trial.