Keeping a card means that the card raising company first uses its own cash to repay the user's loan, so that the bank credit card shows normal repayment, and then swipes the POS card to set up the corresponding amount of cash on the card in the form of false consumption. Behavior. The above is the relevant content of maintaining a card.
Introduction to card maintenance
Through credit card maintenance, the user's personal credit record can be kept normal. Cash transfer is the actual operation of the credit card maintenance company's circulation system, and users can postpone repaying the bank for several months without incurring overdue interest. Among them, the credit card maintenance company will deduct a certain percentage of the service fee, that is, the credit card maintenance company uses the bank's credit card interest-free period, and the bank's money is used to issue loans. For fake transactions that directly provide credit card maintenance services to bank credit card users, personal financial risks have increased to legal disputes.
The risk of maintaining a card is very high. The card raising company only needs to know the user’s bank credit card, login password, copy of ID card, bank statement and other important information. It is easy to disclose cash withdrawals again after repayment, and may even defraud new credit cards and overdraft credit cards in other banks, resulting in loss of user assets. This article mainly writes about the meaning of raising a card. Relevant knowledge points are for reference only.