1 In order to cancel the account management fee of CCB, it is necessary to keep the account balance above 300/500 yuan every day, that is, as long as the account balance is 300/500 yuan every day, the account management fee will naturally be cancelled.
2 CCB users who do not enjoy free account management fees and small account management fees can apply for free account management fees and small account management fees (excluding credit cards and VIP accounts). Individual customers are required to apply at any branch (including counters and ATMs) of tier-one branches with valid identity documents and accounts; Corporate customers can apply through the bank.
2. In addition, accounts that have enjoyed free account management fees (including small account management fees) in CCB before August, 2065438 1 can no longer apply for free accounts, but can apply for free account change. Account management fee (including small account management fee).
Three. China Construction Bank account management fee charging standard. When the average daily balance of the account balance is less than 300/500 yuan (different provincial branches have different regulations), the small account management fee will be deducted. Calculation of average daily balance: average daily balance /30 is the average daily deposit balance of the current month. Deduction standard: 1 yuan/month. Deduct it once every quarter.
1. Small account management fee is the monthly account management fee charged by banks for current deposit accounts with average daily balance less than a certain amount. Generally, every bank has this charging item, and the specific amount is different. Collecting this fee is a change in the bank's business philosophy.
2. From August 1 2065438, the annual bank card fee and small account management fee will be exempted for the only account opened by customers in our bank, and the charges for basic financial services of some commercial banks will be suspended.
3. Conditional exemption. According to the relevant regulations of China Banking Regulatory Commission, these two fees (bank card small account management fee and annual fee) will be "double exempted" from August 20th 1 4th. However, citizens should take the initiative to take their ID cards to the bank outlets to apply for card and bank card exemption, and a bank can only apply for a "double exemption" account.
According to the bank staff, the reason why citizens need to take the initiative to apply is because many people have opened multiple accounts in the same bank. Considering the customer's own choice, cardholders need to take the initiative to apply for which card for free. When applying, you can not only "double-exempt" one card, but also exempt the annual fee of one card and the small account management fee of another card.
I hope I can help you.
Operating environment; Huawei CDY-AN90 software version; China Construction Bank app8. 1. 12