Yes, if it is a regular 4S, at least there is an interest discount plan from Ford Financial (the interest discount is a loan to the car owner at half of the commercial interest rate - the Ford manufacturer bears part of the interest), with a down payment of 30%, and the remaining loans, within 2 years It’s the most cost-effective to pay it off and there’s not much financial pressure.

There is also the option of paying in installments with no interest or handling fees through bank credit cards that 4S cooperates with, depending on whether 4S has cooperation with local banks.