1, the principle of "three relatives" means that the salesman must come to the unit in person, visit the house in person, verify the documents in person and see the customer's signature in person.
2. Credit confirmation: After submitting the application materials, the bank will call the company to confirm whether it is an employee of the company, and then ask to confirm whether the information filled in the application form is correct. People who are not in the company fail, and the information filled in the application form is answered incorrectly, which means failure.
3. Spot check interview: This principle is generally rare. Occasionally, the bank will send a person in charge to visit the unit to check some information and verify whether it is a salesman's home visit.
Grasping these three principles can basically confirm that the information is true. But at present, there are many agencies, such as those with proof of income, those responsible for answering credit calls and so on. Moreover, due to the imperfect credit card management system in China, it is inevitable that some false information of credit cards will not be discovered by banks. I believe that the credit card system in China will be more and more perfect, there will be fewer criminals, and consumers will pay more and more attention to the concept of credit cards.