of course, it's cost-effective to pay by installment, but if the installment ends early, the handling fee will still be paid.

for example, the handling fee rate for the sixth installment is .65%, and the handling fee for each installment of 5, yuan is: 5, x .65% = 32.5 yuan;

the daily interest of the minimum repayment is .5‰, and the monthly interest of 5, yuan is: 5, x .5 ‰ x 3 days =75 yuan.