Is Shanghai Pudong Development Bank 1 1000 credit card easy to maintain?
In essence, the cardholder applies for the credit card of Shanghai Pudong Development Bank for the first time, and only applies for the credit line of 1 thousand, which is a relatively low credit line. Many cardholders will choose not to activate when they find that their credit limit is only 1000 yuan. However, if the cardholder chooses to activate, there are also ways to increase the credit limit.
1, small amount and multiple transactions
The credit cards of Shanghai Pudong Development Bank, like other banks, also like the cardholder's consumption form of small amount and multiple transactions, and are very sensitive to the large consumption of credit cards, which is very easy to be controlled by the wind. So I suggest you spend as little as possible. It is best to swipe more than 20 cards every month.
It should be noted that these 20 strokes should be scored as much as possible, including online and offline. Online consumption can be made on platforms such as Taobao, Tmall and JD.COM. Alipay WeChat can be bound offline, and scanning code payment in the store is also offline consumption.
2. Temporary amount of fixed amount
The temporary quota of Shanghai Pudong Development Bank is relatively easy to obtain. After the cardholder has a temporary quota, he can apply for increasing the fixed quota after half a year, and the effect is good. However, it should be noted that it generally takes three months for Pudong Development Credit Card to increase the temporary quota, but when repayment is needed, the temporary quota must be paid off in full. Only in this way can we withdraw a fixed amount, and then make the next temporary withdrawal three months later.
3. Incremental consumption
Cardholders can choose to increase the consumption amount in monthly installments, such as 20% this month and 30% next month. And so on, showing incremental consumption.
The above is "Pufa Credit Card 1 thousand credit line?" I hope I can help you!