At present, there are countless credit cards on the market, and there are more than 60 kinds of credit cards launched by CITIC Bank alone. With so many cards, how do novices choose to open them? How to choose the entry-level credit card of CITIC Bank?

Generally speaking, you only need to pay attention to four major issues when choosing a card.

First of all, it depends on how the threshold of the card entrance is. Novices can choose a credit card with a lower application threshold, mainly in terms of card level, which is lower than that of Jinpu Card. In general, Jinpuka can directly apply for success without considering the proof of fixed assets such as real estate and automobiles.

Secondly, choose a popular card with a large number of applicants. Cards with a large number of applicants are generally the main credit cards of banks, and the rights and interests of the main credit cards of banks will be more than ordinary credit cards. CITIC Bank mainly promotes cards, which is very suitable for novices.

Then, look at the card processing speed. Online applications are reviewed by the system, and timely reviewed according to the information fields you fill in. Both the second pass and the second veto are instantaneous, so you don't need to wait too long.

Finally, it depends on the annual fee for applying for a credit card. This is something that many cardholders must consider. The annual fee of CITIC Bank's credit card is: free of annual fee in the first year, and free of annual fee after spending six times in the following year. There is no single amount limit.

To this end, friends who need to apply for a card can choose a bank credit card that suits them according to the above sorting method. I hope it helps. For more information, you can pay attention to it.