Hello, most banks’ credit cards do not have an initial password, but there are still a few banks that set an initial password. The specific situations can be divided into the following three situations:

1. Like Credit cards from most banks such as CITIC Bank do not have an initial query password and initial payment password. Instead, the cardholder needs to set their own password through CITIC Bank online banking, credit card customer service hotline, etc. after activating the credit card.

2. Although credit cards like Bank of Communications do not have an initial transaction password, the initial query password is the last 6 digits of the customer’s ID number. If there are insufficient digits, add 0 in front and hold the card. People can change the inquiry password through telephone banking or online banking. If there are letters, remove the letters and push forward six digits.

3. The Agricultural Bank of China credit card password is a 6-digit original password, which must be sent together with the Agricultural Bank of China credit card and letter. Only by following the card opening steps and setting a new password at the same time can the card be opened successfully. If you are still unclear, please call the customer service hotline of Agricultural Bank of China Credit Card!