1, card time is not enough.

According to the general banking regulations, if you want to apply for a temporary quota increase, you must use the card for at least 3 months. Many people misunderstand that "using the card" refers to the time after opening the card. In fact, the "credit card" mentioned by the bank refers to the accumulated bill for three months. In other words, if there is no credit card repayment in these three months, it will not be counted as three months' credit card use time.

2, usually consume less

To apply for temporary places, you have to go through preparation, and the application can't be passed at once.

Only by spending more cards and spending in restaurants, department stores, shopping malls, hotel accommodation, tourism, etc., will banks feel that they have the spending power and are willing to increase the price. You don't have to pay a high price to use a credit card, but you must broaden your consumption and accumulate consumption records.

3. There is a record of overdue repayment.

Repayment on time is one of the most critical places to apply for a quota. If there is a record of repayment several days late, which leads to overdue, the bank will naturally take this as a reference and doubt the repayment ability. Therefore, I suggest that you must repay on time and accumulate a good credit record.