Credit card applications generally require proof of work or income. If you do not have a job, you can still apply for a credit card if you provide proof of income.

When applying for a credit card, the real estate certificate is one of the main factors that can bring you a high success rate and high limit. Banks will score applicants when approving credit cards. Having a house often scores higher than not having a house; living as a self-owner often scores higher than living with parents.

Pay attention to maintaining a good personal credit record. The importance of personal credit record is self-evident. A stain on your credit will definitely have an impact on applying for a credit card. If you have been overdue too many times, you are likely to become a banker. A black account prevents you from applying for a credit card. If your credit card is overdue more than 6 times within 2 years, you will not be able to apply for a provident fund loan, and you don't have to think about applying for a credit card.

Basic credit card application process:

1. After entering the application page, select the application area, and the system will list the types of credit cards that can be applied for in that area. Click Apply Now to enter the information filling page.

2. When applying, be sure to fill in true and valid application information, and the bank will automatically identify it.

3. Just submit the form after filling it out. The system will automatically conduct a preliminary review. After the preliminary review is completed, it will be submitted to the local branch for further review.

4. The conditions for online application are basically the same as those for actual written application. You must be over 18 years old and have a stable job and repayment ability.