When everyone applies for a credit card, there is usually a preliminary review step. The bank will verify the materials provided by the applicant. Because this step is easy to be rejected, most people are worried about this step. Today, the editor will analyze the probability of applying for the Everbright Credit Card after passing the initial review.
Is there a high probability of applying for the Everbright Credit Card after passing the preliminary examination?
The probability of applying for the Everbright Credit Card after passing the preliminary examination is relatively high, because the preliminary examination is mainly to check whether you have the qualifications to use the credit card and your basic personal situation. , it will be easier after this. Generally, the preliminary review is a preliminary screening of the user's qualifications. For example, users with obvious problems such as blacklists and sleazeballs will be kicked out during the preliminary review, while other users will enter an in-depth review.
After passing the preliminary review of China Everbright Bank, the bank will send you a text message and ask you to go to a nearby branch for an interview. You need to bring your ID card. The bank only needs to confirm that it is the person applying and there is no problem with your credit. You will be allowed to pass the interview. As long as you don't have any problems during the interview, you can basically pass the review, and the final review is relatively easy.
However, after passing the preliminary review of Everbright Bank credit card, it does not mean that you will definitely be able to apply for the card. The specific probability will vary from person to person and cannot be generalized.
How to check the limit after passing the preliminary review of Everbright Credit Card
1. Counter inquiry
Users can bring their ID card and credit card to the counter of any Everbright Bank branch for enquiry. The staff will help with inquiries.
2. Telephone inquiry
Users can call the Everbright Bank credit card customer service hotline. After being connected, they will be directly transferred to manual service, and the staff will help check the credit card limit.
3. WeChat Inquiry
Follow the WeChat official account of "Everbright Bank Credit Card Center", select "Card Service", then click "Account Inquiry", fill in the ID number and then Log in to query.
4. Official website query
Log in to the official website of China Everbright Bank and click "Personal Online Banking Login" to check the credit card account details.
So when applying for an Everbright credit card, you should pay attention to maintaining a good credit score, so that you can successfully pass the preliminary review stage and avoid being rejected.