If the credit report of this matter is not exaggerated, it is exactly the same as your fact. You did do such a thing, which is reasonable and normal.

After others checked your credit report, they also knew that you would be negligent, and now they have paid it off. At least you have a special reason, or you are careless, or you don't have more than ten dollars. Anyway, you didn't maintain your credit, or you just have something to do and can't maintain your credit.

After five years, this credit information is automatically eliminated.

Thank you for your question. I hope it can be adopted.