The reason why the bank card is frozen
1. A bank card is a credit card (debit card). If it is frozen, the credit card may have abnormal transactions such as malicious cashing, forged information, and consecutive password errors, and the bank card may be frozen by the bank.
2. For overdrawn bank cards, the bank will allocate an overdraft share according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze your bank card.
3. The bank card is a debit card. If it is frozen, it is the wrong account, which means that the bank mistakenly gave the extra money to the depositor's account when trading, so the bank may freeze the extra part. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing the bank card because of the need of handling the case. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.
If you don't apply for a new card when the bank card expires, the bank will freeze your expired bank card after it expires.
6. If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.
Extended data
If the bank card is frozen to report the loss (reported in writing at the counter), it will take a week for my voucher to be replaced with a new card with a different number at the bank counter, and the money inside will be automatically transferred away.