The credit card owed more than 7000 yuan and was sued by the bank. We should actively find ways to repay the arrears. As long as the arrears are returned before the trial, the bank will withdraw the lawsuit.

If the arrears cannot be returned before the court session, after the court decides, in addition to returning the principal, interest and late fees, there are also appeal fees to be borne.

If the loan cannot be repaid after the court decides, the bank may ask the court to freeze the assets under the individual's name for auction.